@culture wrote:@ObeyJohnny12 wrote:
Wow, good for you! How long you had the card?
14 years ...
@HiLine wrote:Congratulations! Were you carrying a balance on the card?
yes .. i was like at 25% usage .. but not sure if last payment was reported ..
Is that usage after the payment or before, if you don't mind me asking again? 
Is that usage after the payment or before, if you don't mind me asking again?
after payment .... without the payment usage will be ~29-30%
@culture wrote:Is that usage after the payment or before, if you don't mind me asking again?
after payment .... without the payment usage will be ~29-30%
Thanks for sharing! That's great to know - I'm currently carrying a balance in an interest waiver promotional period. I may leverage this opportunity to ask for an APR reduction as well! 