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@myjourney wrote:OP no offense but question
With all the CAP1 threads around on the forum that say
Do not use the luv button
Do not call CSR useless unless it's a PC and sometimes that's useless too
Contact EO for best results
For CLI's, PC's Rewards added or AF's waived
Before the thread reads CRAP1
Why?
When 90% of people on this forum have results through EO
No offense taken at all, I'm aware of the EO method. But like said, I was just making an experiment I could care less for card or its CL.
I hit the luv button a couple of weeks ago. I went from a 1300 to 3300. It was the first time I've ever hit a luv button. It was the first increase I had since the first initial increase in over a year. I don't think there is a rhyme or reason in fico scores or increases.
@BarryNTexas wrote:
@lexrjSD wrote:
@BarryNTexas wrote:I have not had much luck with CapOne either... luv button nor EO. (Got an increase on one from EO.) I know there are others out there that probably love this company but I can't wait to be in a position to fire them as a creditor. -Barry
Wanna make the call for me? haha
I didn't call them. I emailed the CEO - email is easily found via Google. Wrote them a nice note and shared my mobile phone number. Got a call back from the EO rep the next day. Give it a shot. -Barry
I meant call to close my card for me since I'm in a position to fire them....It was a joke.
@Shock wrote:The LUV button gave me 500. EO gave me 500. Then EO gave me 1500. I think it's because they matched my CDP limit at the time.
And contrary to what everyone has said, they have been nothing but helpful to me. I honestly like CapitalOne.
Yeah they get a bad wrap, but their venture card is 2x miles on everything, with a reasonable 59 dollar annual fee. Compare that to AmEx's 95 bucks just for a non revolver, or even Barcays Arrival 2x miles for 89 dollars.
Ditto
@lexrjSD wrote:
@myjourney wrote:OP no offense but question
With all the CAP1 threads around on the forum that say
Do not use the luv button
Do not call CSR useless unless it's a PC and sometimes that's useless too
Contact EO for best results
For CLI's, PC's Rewards added or AF's waived
Before the thread reads CRAP1
Why?
When 90% of people on this forum have results through EO
No offense taken at all, I'm aware of the EO method. But like said, I was just making an experiment I could care less for card or its CL.
I completely understand your experiment but if you accepted the $500 now the EO may not be able to increase because they have a new rule of every 6 months after a CLI before the next ....
I just really hate their incompetent, scripted costumer service and "toy" limits. Because it was my first card, I was anxious to grow with it when I first got it but they don't seem to be in business for the same reason my other lenders are.
@myjourney wrote:
@lexrjSD wrote:
@myjourney wrote:OP no offense but question
With all the CAP1 threads around on the forum that say
Do not use the luv button
Do not call CSR useless unless it's a PC and sometimes that's useless too
Contact EO for best results
For CLI's, PC's Rewards added or AF's waived
Before the thread reads CRAP1
Why?
When 90% of people on this forum have results through EO
No offense taken at all, I'm aware of the EO method. But like said, I was just making an experiment I could care less for card or its CL.
I completely understand your experiment but if you accepted the $500 now the EO may not be able to increase because they have a new rule of every 6 months after a CLI before the next ....
Quite the contrary. Luv button increase 8/2013. EO manual review increase 11/2013. EO Manual review increase 1/2014. Last month should have been my 6 months.
I am not sure the "luv button' is capped. I just hit it not long ago and went from 4k to 5k. Also, I think it's just a matter of personal experience like anything else. I never had an issue with the card, but hardly use it now that I have a few other cards. It definitely served it's purpose during my rebuild.
“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin
Gardening since 3-26-15