cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One CLI or APR request?

tag
AndySoCal
Senior Contributor

Re: Capital One CLI or APR request?

I would presume it owuld be Discover more if another Disocver card is better suited ask the CSR if you can apply for that card instead.
FICO Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 808 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 30,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal
Message 11 of 14
jsucool76
Super Contributor

Re: Capital One CLI or APR request?


@ssghandless wrote:

Do you have the phone number or email via PM for the Executive Office so I could try it? I got the same response as the last user...


PM'd to you. 

Message 12 of 14
Anonymous
Not applicable

Re: Capital One CLI or APR request?

Well, here's an update ...

 

I called HouseHold Bank (I think they are now HSBC, which was just bought by Captial One).

They did a quick review, I suppose it includes a soft pull, and came back with.... drum roll.... a $200 CLI and removed the annual fee! Wowee.

 

Called Capital One (thanks to jsucool76 for exec ph#)... can't do a product change, but they waived fee and put in request for a large CLI plus adding a rewards program.  They will get back to me in a couple of days with results.

 

I am curious to hear what they come back with, but I think that I will reply to that Discover offer and then close both these accounts.

Message 13 of 14
jsucool76
Super Contributor

Re: Capital One CLI or APR request?

The executive office seems very helpful. When I had my issue with them the woman literally pulled up my account and told me everything I needed to know in maybe 2 minutes. When I speak with a regular CSR there is like a 5-10 minute wait between me giving them my information and them actually being able to even begin to address my problem. Only time that was different was when I called the transaction department when my card got declined. No automated machine, just an immediate answer. 

 

Best of luck, I'm sure they'll come through for you. Keep us updated!! 

Message 14 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.