I have 3 Capital One Accounts , is it normal for them to soft pull often? One of them is even pulling every month
I know Softs don't affect but was intresting, oh and for those that have USAA credit monitoring there is a way to view soft pulls by going to dispute center top left then Experian Online Dispute then confirm your address and select print report and it will show you ll the expierian soft pulls
CAP ONE | ||
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| Address: PO BOX 30281 SALT LAKE CITY UT 84130 No phone number available | Date of Request: 03/18/2011, 12/20/2010, 09/20/2010, 06/18/2010 |
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| CAPITAL ONE | |
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| Address: PO BOX 30281 SALT LAKE CITY UT 84130 No phone number available | Date of Request: 03/17/2011, 02/17/2011, 01/17/2011, 12/17/2010, 11/17/2010, 10/17/2010, 09/17/2010, 08/17/2010, 07/16/2010, 06/17/2010 |
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| CAP ONE NA | |
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| Address: 15000 CAPITAL ONE DR RICHMOND VA 23238 No phone number available | Date of Request: 03/17/2011, 02/17/2011, 01/17/2011, 12/17/2010 |
@john398 wrote:
I have 3 Capital One Accounts , is it normal for them to soft pull often? One of them is even pulling every month
I know Softs don't affect but was intresting, oh and for those that have USAA credit monitoring there is a way to view soft pulls by going to dispute center top left then Experian Online Dispute then confirm your address and select print report and it will show you ll the expierian soft pulls
CAP ONE | ||
| | |
| Address: PO BOX 30281 SALT LAKE CITY UT 84130 No phone number available | Date of Request: 03/18/2011, 12/20/2010, 09/20/2010, 06/18/2010 |
| |
| CAPITAL ONE | |
| | |
| Address: PO BOX 30281 SALT LAKE CITY UT 84130 No phone number available | Date of Request: 03/17/2011, 02/17/2011, 01/17/2011, 12/17/2010, 11/17/2010, 10/17/2010, 09/17/2010, 08/17/2010, 07/16/2010, 06/17/2010 |
| |
| CAP ONE NA | |
| | |
| Address: 15000 CAPITAL ONE DR RICHMOND VA 23238 No phone number available | Date of Request: 03/17/2011, 02/17/2011, 01/17/2011, 12/17/2010 |
Is the purpose of them doing this to offer you pre-approvals or to see if your applying for other credit?
@Scuba wrote:I had 2 accounts with CAP1 and recently closed my "steps" card since it won't grow. I am thinking of getting rid of my other Cap1 accounts since it wont grow either and they jacked the interest rate. Both are / were 3 years old.
Recently I pulled my FULL CR and Cap1 has not softed me at all in the last 2 years.
How d oyou pull a full CR?? how long did you have the steps card and they didnt give you a CLI?
@MarineVietVet wrote:
@LS2982 wrote:
How d oyou pull a full CR?? how long did you have the steps card and they didnt give you a CLI?
You can one for free from each CRA once a year at annualcreditreport.com or you can buy one directly from the CRA's.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
I have monthly subscriptions to all 3 CB's and myFICO but i dont see anywhere where I can see soft pulls