They don't just mean 'make three payments and we'll give you a CLI' - they mean that you have to make the payments due on your first three statements on time, and then you'll get it (although it takes a while, it doesn't just appear straight after you've made the payment). Otherwise you could just send them three payments in the first week and sit back and wait for that automatic CLI... which would be nice, but sadly not how they do things!
I got my Capital One card last September, and the CLI didn't appear until January. But I've since learned from reading on here that it's possible to call and ask for a CLI after you've made that third payment (ie the payment due on the third statement, just not the third payment you ever make to them), and then you'll still get the credit steps auto-CLI as well whenever that's finally triggered.
Message Edited by fevmlo on
07-23-2008 07:25 AM