Citi BB CLI hard or soft?

[Kratos-TM]

Those with the Citi Best Buy, is a credit limit increase request a hard pull or soft?

[Maldanado]

They told me it would be hard. They also said that the card would have to be at least 12 months old before requesting a CLI.

[Kratos-TM]

Thanks. I'll be 12 months in 9 days. But HP....no thanks.

[v641]

I can confirm it was a hard inquiry. I called them up when they took over for Cap One. Every time I asked for a CLI from Cap One for BB it came back with "you have reached the limit for this type of account" . Pulled the the trigger with Citi and was able to double the limit from 750 to 1500. It was worth it for me but going to be gardening after that. 

[cableguy123]

Mine was a sp and I requested a cli from 1940 to 8k and was approved

[missjae]

For a lot of Citi cards, they will do a HP although some people are able to get SP's. I think if you call they can tell you what it may be.

[Kratos-TM]

Hmmm.....mixed results. Since I don't want a HP right now, gottta play it safe and not attempt.

[FinStar]

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@jarroldharrell1 wrote:

Hmmm.....mixed results. Since I don't want a HP right now, gottta play it safe and not attempt.

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Good call if you want to save the HP for something else.  Otherwise, it's Russian roulette at best with Citi.