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Valued Contributor
trumpet-205
Posts: 1,915
Registered: ‎11-11-2010

Re: Citi CLI question- UPDATE

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‎09-12-2012 02:48 PM

Whereis750 wrote:
How often can you request a CLI from CITI? I requested one online about 4 months ago. The system countered with a slightly lower increase and I took it.

Every 6 months from previous CLI.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
Message 11 of 16 (649 Views)
 
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Regular Contributor
Bay_Area_Joe
Posts: 163
Registered: ‎10-05-2012

Re: Citi CLI question

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‎10-07-2012 01:54 PM

When did you do yours?

And, how long have you had the card ?

 

Where did you find the limit increase request button ?

$ 152,300 IN TOTAL CREDIT LINES.
MyFICO EQ 755 on 6/12/13 , MyFICO TU 793 on 6/12/13, Exp Score 742 on 3/13/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 5k, Citi MC Diamond Preferred 10.3k, Chase Marriott PR Sig Visa 10.5k, Chase Priority 8.4k, Sams Discover 4k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa, 10k Wells Plat Visa 6k RC Willey 5k Discover IT 3k
Message 12 of 16 (517 Views)
 
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Regular Contributor
Bay_Area_Joe
Posts: 163
Registered: ‎10-05-2012

Re: Citi CLI question- UPDATE

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‎10-18-2012 08:51 AM

I did mine online, 7th statement cut.

asked for 3k, got 2k automatically, soft pull.

 

$ 152,300 IN TOTAL CREDIT LINES.
MyFICO EQ 755 on 6/12/13 , MyFICO TU 793 on 6/12/13, Exp Score 742 on 3/13/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 5k, Citi MC Diamond Preferred 10.3k, Chase Marriott PR Sig Visa 10.5k, Chase Priority 8.4k, Sams Discover 4k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa, 10k Wells Plat Visa 6k RC Willey 5k Discover IT 3k
Message 13 of 16 (389 Views)
 
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Regular Contributor
cutemarty1
Posts: 171
Registered: ‎02-03-2011

Re: Citi CLI question- UPDATE

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‎10-18-2012 12:07 PM

crunching_numbers wrote:

Called in and they told me NO CLI for me.  7-10 day letter coming. BOO! 

I requested a CLI through a CSR.  I was denied.   I then asked if anything can be done.  She said she can send it for a manual review.  After about 2 hours I get a text message confirmation saying my request was approved from 7950 - 10,000.

 

My TL : AMEX Zync-CLOSED/ Home Depot 16.5 K / CSP 12k/ CU Visa 11k/ Citi World 11k / BoA PLat 10k / Discover 9k/ Hyatt Visa Sig 5k / United Exp 5K / Freedom 0.5 K / Bestbuy 2.4K/ Nordstrom 2.5K / Hilton AMEX 2k/ Macy's Store 1.7K/ / BBRZ Gold 1.4K / Express 1.4K/ AE 0.4K
Message 14 of 16 (362 Views)
 
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Mega Contributor
Creditaddict
Posts: 11,320
Registered: ‎10-23-2007

Re: Citi CLI question

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‎10-18-2012 12:13 PM

andre181 wrote:

Over the phone, they'll be able to tell you if its a SP or HP. 

 

Online, you won't know until its too late IIRC.

I don't believe this is true.  I have only seen people get counter offers and it was a soft.  and asking for to much will not change rather the system counters or not... but if you call and ask to push for higher then counter or to have reviewed for it being denied you will then get a HP.

The 2 I saw increased, they asked for triple current CL like Amex... 1 got like 50-60% current line and the other got about 40-50% current CL if I remember correctly and instant online after having the cards for 6 months.

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
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Regular Contributor
Camilion
Posts: 124
Registered: ‎03-11-2008

Re: Citi CLI question- UPDATE

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‎10-18-2012 03:57 PM

I Just went online to My City accounts....I have 2 Citi cards...both over 6 months....went to the request credit increase button....clicked and requested 3000 on Each of the two cards....Received an almost instant e-mail with the Congrats message and the $3000 increase on both!!....this was the easiest credit limit increase i've ever requested....I dont feel that it will be a hard pull.....Ill let you all know this information.....Also i have run a bit through these cards for a couple airline tickets but NOT a huge amount..

 

Hope this is incouragement for some of you to go try!!

 

Please let me know your success story!!!

Ride the wind for it will carry you...
Follow the stars for they will guide you..
Believe in your dreams..
For they are your hearts desires...
Message 16 of 16 (319 Views)
 
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