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Valued Contributor
trumpet-205
Posts: 1,954
Registered: ‎11-11-2010

Re: Citi CLI question- UPDATE


Whereis750 wrote:
How often can you request a CLI from CITI? I requested one online about 4 months ago. The system countered with a slightly lower increase and I took it.

Every 6 months from previous CLI.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash+ (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013) | FNBO/Overstock (02/2014)
Regular Contributor
Bay_Area_Joe
Posts: 240
Registered: ‎10-05-2012

Re: Citi CLI question

When did you do yours?

And, how long have you had the card ?

 

Where did you find the limit increase request button ?

$ 197,650 IN TOTAL CREDIT LINES.
MyFICO EQ 777 on 9/3/13 , MyFICO TU 787 on 9/3/13, MyFico EX Score 771 on 8/27/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 19.9k, Citi MC Diamond Preferred 12.2k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 20k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Regular Contributor
Bay_Area_Joe
Posts: 240
Registered: ‎10-05-2012

Re: Citi CLI question- UPDATE

I did mine online, 7th statement cut.

asked for 3k, got 2k automatically, soft pull.

 

$ 197,650 IN TOTAL CREDIT LINES.
MyFICO EQ 777 on 9/3/13 , MyFICO TU 787 on 9/3/13, MyFico EX Score 771 on 8/27/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 19.9k, Citi MC Diamond Preferred 12.2k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 20k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Regular Contributor
cutemarty1
Posts: 173
Registered: ‎02-03-2011

Re: Citi CLI question- UPDATE


crunching_numbers wrote:

Called in and they told me NO CLI for me.  7-10 day letter coming. BOO! 


I requested a CLI through a CSR.  I was denied.   I then asked if anything can be done.  She said she can send it for a manual review.  After about 2 hours I get a text message confirmation saying my request was approved from 7950 - 10,000.

 

My TL : Home Depot 16.5 K / CSP 12k/ CU Visa 11k/ Citi World 11k / BoA PLat 10k / Discover 9k/ Hilton AMEX 6k/Hyatt Visa Sig 5k / United Exp 5K / Bestbuy 2.4K/ Nordstrom 2.5K / Macy's Store 1.7K/ / BBRZ Gold 1.4K / Express 1.4K/ Freedom 0.5 K / AE 0.4K
Mega Contributor
Creditaddict
Posts: 16,884
Registered: ‎10-23-2007

Re: Citi CLI question


andre181 wrote:

Over the phone, they'll be able to tell you if its a SP or HP. 

 

Online, you won't know until its too late IIRC.


I don't believe this is true.  I have only seen people get counter offers and it was a soft.  and asking for to much will not change rather the system counters or not... but if you call and ask to push for higher then counter or to have reviewed for it being denied you will then get a HP.

The 2 I saw increased, they asked for triple current CL like Amex... 1 got like 50-60% current line and the other got about 40-50% current CL if I remember correctly and instant online after having the cards for 6 months.

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Regular Contributor
Camilion
Posts: 124
Registered: ‎03-11-2008

Re: Citi CLI question- UPDATE

I Just went online to My City accounts....I have 2 Citi cards...both over 6 months....went to the request credit increase button....clicked and requested 3000 on Each of the two cards....Received an almost instant e-mail with the Congrats message and the $3000 increase on both!!....this was the easiest credit limit increase i've ever requested....I dont feel that it will be a hard pull.....Ill let you all know this information.....Also i have run a bit through these cards for a couple airline tickets but NOT a huge amount..

 

Hope this is incouragement for some of you to go try!!

 

Please let me know your success story!!!

Ride the wind for it will carry you...
Follow the stars for they will guide you..
Believe in your dreams..
For they are your hearts desires...

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