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Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Citi CLI question- UPDATE


Whereis750 wrote:
How often can you request a CLI from CITI? I requested one online about 4 months ago. The system countered with a slightly lower increase and I took it.

Every 6 months from previous CLI.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Regular Contributor
Posts: 245
Registered: ‎10-05-2012
0

Re: Citi CLI question

When did you do yours?

And, how long have you had the card ?

 

Where did you find the limit increase request button ?

About 250k in Credit Lines
Sapphire Preferred 29.9k, Citi MC Diamond Preferred 13.72k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 20k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 30k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Regular Contributor
Posts: 245
Registered: ‎10-05-2012
0

Re: Citi CLI question- UPDATE

I did mine online, 7th statement cut.

asked for 3k, got 2k automatically, soft pull.

 

About 250k in Credit Lines
Sapphire Preferred 29.9k, Citi MC Diamond Preferred 13.72k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 20k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 30k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Regular Contributor
Posts: 218
Registered: ‎02-03-2011
0

Re: Citi CLI question- UPDATE


crunching_numbers wrote:

Called in and they told me NO CLI for me.  7-10 day letter coming. BOO! 


I requested a CLI through a CSR.  I was denied.   I then asked if anything can be done.  She said she can send it for a manual review.  After about 2 hours I get a text message confirmation saying my request was approved from 7950 - 10,000.

 

My TL : BCE AMEX 24k / BoA123 Sig 24k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Discover 13.5k / Citi World WEMC12.8k / CU Visa 11k/ Nordstrom Visa 10K / Freedom 10k / Citi AA 9.1k / Macy's Store 3K / Best buy 2.4K / BBRZ Gold 1.4K / AE 1.4k / Express 1.4K/
Epic Contributor
Posts: 24,715
Registered: ‎10-23-2007
0

Re: Citi CLI question


andre181 wrote:

Over the phone, they'll be able to tell you if its a SP or HP. 

 

Online, you won't know until its too late IIRC.


I don't believe this is true.  I have only seen people get counter offers and it was a soft.  and asking for to much will not change rather the system counters or not... but if you call and ask to push for higher then counter or to have reviewed for it being denied you will then get a HP.

The 2 I saw increased, they asked for triple current CL like Amex... 1 got like 50-60% current line and the other got about 40-50% current CL if I remember correctly and instant online after having the cards for 6 months.

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Regular Contributor
Posts: 124
Registered: ‎03-11-2008
0

Re: Citi CLI question- UPDATE

I Just went online to My City accounts....I have 2 Citi cards...both over 6 months....went to the request credit increase button....clicked and requested 3000 on Each of the two cards....Received an almost instant e-mail with the Congrats message and the $3000 increase on both!!....this was the easiest credit limit increase i've ever requested....I dont feel that it will be a hard pull.....Ill let you all know this information.....Also i have run a bit through these cards for a couple airline tickets but NOT a huge amount..

 

Hope this is incouragement for some of you to go try!!

 

Please let me know your success story!!!

Ride the wind for it will carry you...
Follow the stars for they will guide you..
Believe in your dreams..
For they are your hearts desires...
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