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Credit Unions/Chexsystems

Regular Contributor

Credit Unions/Chexsystems

Can someone please post a list of Credit Unions that don't pull chexsystems just to open a savings account ? I've been told in the past that as long as your just applying for a savings account chexsystems isn't pulled but, I tried 3 different CU's & all of them pulled chex's. Help please !!!
Message 1 of 8
7 REPLIES
Super Contributor

Re: Credit Unions/Chexsystems


MidnightOwl wrote:
Can someone please post a list of Credit Unions that don't pull chexsystems just to open a savings account ? I've been told in the past that as long as your just applying for a savings account chexsystems isn't pulled but, I tried 3 different CU's & all of them pulled chex's. Help please !!!

Have you pulled your ChexSytems reports?  You're entitled to a free one yearly.  Check to see what's reporting to clean it up.  That way, you won't have to iinquire about which CU's do/don't check your ChexSystems report.  Good luck!  D.I. 

Message 2 of 8
Established Contributor

Re: Credit Unions/Chexsystems

Not to be negative but EVERY credit union I have worked with has pulled chexsystems. In todays world you will be hardpressed to find one that doesnt I think.  I agree with DI is your Chexsystems something you can handle? I would work on it then worry about getting new accounts.
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2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
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Message 3 of 8
Super Contributor

Re: Credit Unions/Chexsystems

Message 4 of 8
Established Member

Re: Credit Unions/Chexsystems

Hi All,

 

I've been an active lurker but have never posted anything.  I am addicted to this forum and log on at least 3 or 4 times a day.  Been itching to post, but just haven't had the courage (still in the rebuilding process).  But I just wanted to say to the OP that I was on chexsystem and pulled my report and disputed what was on my file and got it removed.  But while in the process of disputing, I was able to open up a savings account with DCU, then a few months later when my chexsystem was cleared, I opened up a checking with them.  Hope that helps and Good Luck! Smiley Happy

Message 5 of 8
Regular Contributor

Re: Credit Unions/Chexsystems

Is that Digital Credit Union ?
Message 6 of 8
Established Member

Re: Credit Unions/Chexsystems

Yes, I opened it online with $5.00 deposit. I did this about a year ago. 

Message 7 of 8
Highlighted
Regular Contributor

Re: Credit Unions/Chexsystems

Thanks alot. I'll look into it to see if maybe I qualify.
Message 8 of 8