Discover Fico Score

[FA21]

I recently applied to a secured Discover CC.  The card offers the posibility of check your FICO Credit Score but in my case when I tried to acces the FICO feature, I receive a message that said:  "  We dont have a FICO Credit Score for you"

Is this normal for new Discover card users?  Thanks

[Anonymous]

It's normal.  My first FICO showed up one month after the account opened. Opened on the 17th, one month later on the 17th the FICO score was available.

[Anonymous]

Yes, I had the same thing. It showed about a day after I recieved and activated the card. They will also include a snapshot of your score when approved in the documentation that you recieve.

[FA21]

I opened my account on March 31, 2017, hoping that the FICO update is around the corner...Thanks..

[Anonymous]

Is that the statement opening date on your online banking page?

[Anonymous]

My wife and i both got a secure discover around the end of March. Our Ficos didnt show until our 1st statement this week. I'm guessing discover only pulls the score once a month to save from having to pay fico and the CRA more than they have to.

[gdale6]

Also if you are new to establishing credit and have no previous credit accounts on your CRs it will take 6 months to generate a Fico score. To clarify 6 months from the date of the first card opened.

[DaveInAZ]

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@FA21 wrote:

I opened my account on March 31, 2017, hoping that the FICO update is around the corner...Thanks..

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FYI, Discover.com gives you a monthly FICO based on Trans Union. I've had a Discover It card for a couple years, and have a checking & IRA account with them, but didn't learn about this until recently: Open a free account at creditscorecard.com by Discover and they give you a free Experian FICO score monthly.