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Discover IT

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JWest
Regular Contributor

Discover IT

Been in the process of rebulding since 1/2012, finally seeing some good results got accepted into the Discover family. Can anyone tell me how they are as far as growing with me, and any other benefits of my new card. Boy it finally feels good to get an instant approval

Message 1 of 9
8 REPLIES 8
myjourney
Super Contributor

Re: Discover IT

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 9
JWest
Regular Contributor

Re: Discover IT

Thanks a lot

Message 3 of 9
asphaltcowboy
Valued Contributor

Re: Discover IT

Congrats and best of luck towards your rebuilding, off to a great start!!!!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 4 of 9
indiolatino61
Valued Contributor

Re: Discover IT


@JWest wrote:

Been in the process of rebulding since 1/2012, finally seeing some good results got accepted into the Discover family. Can anyone tell me how they are as far as growing with me, and any other benefits of my new card. Boy it finally feels good to get an instant approval


Congrats...Discover is a good card to have. I got mine in Feb. AFAIK, they give CLIs every six (6) months. I still have 3 more months in which to find out...Smiley Frustrated

Message 5 of 9
Anonymous
Not applicable

Re: Discover IT

grats!

Message 6 of 9
carlismycat
New Contributor

Re: Discover IT

When I recieved my discover (then "more" , now the "IT") back in 2011 They gave me a CL of 3,000. and my highewt cl card was only 500. My other ones were 300 .
6 months later they did a auto cli adding 750. , One year later (one year+ from the 6 month cli) I called in a cli over the phone and was instantly approved for 2,000. more ! Total of 5,750. now. And my other cards still remain 300/400 (walmart auto cli since then) . I do have high utility at the moment (close to 40%) , but zeros on the other cards. Im hoping to get approved for one other good cc, just to have Two non crap cards,keep my cap1,walmart . close the firstpremier and first savings now.... and in a year close the orchard bank and toysrus ones as well.
Trying to garden again: Myfico Experian: 621, Myfico Equifax : 613, MyFico transunion: 639
Goal : 780

Message 7 of 9
MsLadyRover
Valued Contributor

Re: Discover IT

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 8 of 9
Anonymous
Not applicable

Re: Discover IT

Congrats on your approval. A lot of members here have great experiences with Discover and CLIs. I have had mine for almost a year now with no CLIs, so I paid it off and threw it in the drawer. It is my lowest limit by a large difference and that probably won't change because I refuse to take a hard pull or use it regularly now. I wish you the best with yours.
Message 9 of 9
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