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Discover - why should this make my list?

Established Contributor

Re: Discover - why should this make my list?

just for the 5% rewards that change earch quarter....

 

besides that. a discover really doesn't add anything new to one's wallet. 

 

The 0.25% cashback sucks and if you are a student, they will never increase your limit..

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 51 of 54
Established Contributor

Re: Discover - why should this make my list?


webhopper wrote:
2 reasons.... Shop discover!

Shop discover is awesome.  Not only that, but the cash back is fairly easy to redeem and the 5% categories are normally solid.  It's probably the best card for online shopping.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 52 of 54
Established Contributor

Re: Discover - why should this make my list?


Mustangfrank wrote:

5% cash back from vendors which change quarterly.

This quarter it is  up to $1,500 in purchases at Department Stores and for Online Shopping from October through December.

 

 

The best customer service of all the cards.


The online shopping perk was probably the best category ever.  I hope they do it every year.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 53 of 54
Highlighted
Established Contributor

Re: Discover - why should this make my list?


ryanbush wrote:

patsfan1453 wrote:

Bought a pair of shoes through shop discover, got 20% off on the site, and 15% cash back through discover. 35% off baby. Love discover. 


I just did the same thing on Moosejaw, 20% on their site, 15% back through shop discover, then 5% CB for online purchases...  60 dollar North Face Sweather ended up costing me less than 30 bucks and I got free 2 day fedex air through shop discover...

 

another plus for discover is you can use your cashback for gift cards worth more than the actual cash back... for example they have 50.00 Buffalo Wild Wings gift cards for 40.00 cash back


The gift cards are an awesome perk indeed.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 54 of 54