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FNBO Terminated Accounts.

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ADARPegasus
Established Contributor

FNBO Terminated Accounts.

Bad day today. Everyone knows i got approved for the 3 cards with FNBO. The Sun Country Visa, Dodge Mastercard and Ram Mastercard. Turns out this morning all my accounts were closed because of to many inquires on my credit. I was like there are only 6 on there of which 3 of the inquires are theres. They said wait until the inquiries fall off and then reapply. I was like i dont understand. I didnt really think they close accounts for to many inquires let alone 6 inquiries.

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 1 of 34
33 REPLIES 33
Anonymous
Not applicable

Re: FNBO Terminated Accounts.


@ADARPegasus wrote:

Bad day today. Everyone knows i got approved for the 3 cards with FNBO. The Sun Country Visa, Dodge Mastercard and Ram Mastercard. Turns out this morning all my accounts were closed because of to many inquires on my credit. I was like there are only 6 on there of which 3 of the inquires are theres. They said wait until the inquiries fall off and then reapply. I was like i dont understand. I didnt really think they close accounts for to many inquires let alone 6 inquiries.


FNBO is easily spooked. Any changes recently? Utilization spike?

Message 2 of 34
Anonymous
Not applicable

Re: FNBO Terminated Accounts.


@ADARPegasus wrote:

Bad day today. Everyone knows i got approved for the 3 cards with FNBO. The Sun Country Visa, Dodge Mastercard and Ram Mastercard. Turns out this morning all my accounts were closed because of to many inquires on my credit. I was like there are only 6 on there of which 3 of the inquires are theres. They said wait until the inquiries fall off and then reapply. I was like i dont understand. I didnt really think they close accounts for to many inquires let alone 6 inquiries.


Sorry to hear.. Hmm, these accounts are closed also? Has something changed in your credit profile?

Message 3 of 34
Ron1
Super Contributor

Re: FNBO Terminated Accounts.

Sorry to hear. Smiley Sad

 

Ron.

Message 4 of 34
ADARPegasus
Established Contributor

Re: FNBO Terminated Accounts.

Well i mean it could be the refinancing of my Auto Loan. They specifically said to many inquires because to be honest i got those 3 cards and i wanted to apply for a 4 because they already approved 3. So when i apped for the 4th they declined the app and then closed the other 3 accounts.

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 5 of 34
Anonymous
Not applicable

Re: FNBO Terminated Accounts.

Jonbuck, whether you changed your username or not doesn't change that this is about the 45th account you have had closed according to your posts.  I find it very troubling what you are doing here by trying to make others, that aren't so aware of your multiple previous posts and admitted lying in some of them, that your FNBO accounts were closed to due to 6 inquiries.    They weren't  and most of what you post anymore strains credulity.

Message 6 of 34
ADARPegasus
Established Contributor

Re: FNBO Terminated Accounts.

Well its not a lie and i will post the letter when i get it.

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 7 of 34
Membersince2013
Valued Contributor

Re: FNBO Terminated Accounts.

Not again lol...

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 8 of 34
Membersince2013
Valued Contributor

Re: FNBO Terminated Accounts.


@ADARPegasus wrote:

Well its not a lie and i will post the letter when i get it.


Aren't you the PenFed guy?

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 9 of 34
Anonymous
Not applicable

Re: FNBO Terminated Accounts.


@Membersince2013 wrote:

@ADARPegasus wrote:

Well its not a lie and i will post the letter when i get it.


Aren't you the PenFed guy?


Yes and that's just part of it.  

Message 10 of 34
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