Reply
Member
Posts: 9
Registered: ‎07-13-2008
0

First Premier question

I had a first premier card about 6 years ago-I closed it after 1 year with only 1 30 day late. It reflect a negative because of the 1 late, so I tried to call first premier to see if the would reopen my account or open a new one with my old history. I talked to a csr and she bascially did not answer my question and I ended up applying for a new account. I realized what was happenening and decided to check online to see if it was worth opening the account and decided I was stupid and tried to call back about 20 minutes later to cancel the application. I was told it was not in the system so I had to call back in 24 hours. I called back but always ended up getting a machine I am overseas so the time diffrence kinda plays a part in the time.
Anyways, I then decided to look for my old account number and called them today to ask once again if the could either reopen or merge my history-the operator said no its was not possible, I asked for someone in the credit department who could tell me the status of my application from last week and she transfered me. I ended up being connected to the new application department. I asked her if she could look up my application but she said i was not in the system. I asked again she tried and I was not in the system. Does that mean I do not have to worry about recieving the card since i wanted to cancel it anyways? It took me about 20 minutes to get off the phone with the rep because she continually tried to get my name and info to open and account online. I really hope I do not recieve this card in the mail because I now have a BOA card I do not need anymore fee cards.
Are there any other steps I should take am I lucky to not be found in the system?
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: First Premier question

They are probably just slow with entering data into the computer system.

Knowing what leeches FP are I would be surprised if a shiny new FP MC shows up in the mail in a week or two.
Here we go again...
Member
Posts: 9
Registered: ‎07-13-2008
0

Re: First Premier question

I am really hoping that will not happen!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.