Help me decide BCE vs Discover It

[scottwagnon]

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@Anonymous wrote:
Hey,

Just found your post!

I was denied for too many inquiries (5 at that time), age of newest account too low (1 month old auto loan), and amount owed compared to original debt amount too high (it's my 1st statement... So of course I owed full amount ) one of the reps advised me to try in 2 months, but I think I gotta wait much longer now that I went on a spree after that.

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you should be ok then. time is the only way that will solve this. you could try bce or just plain blue, as these are easier cards. i wouldn't reapply though until june 18th. go for bce or plain blue at that point.

[Anonymous]

I'm probably going to wait till end of the year to let my current spree accounts be about 6 months old at least, and get a charge card first I think. If approved I will try for the bce right away. How does this sound?

[scottwagnon]

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@Anonymous wrote:
I'm probably going to wait till end of the year to let my current spree accounts be about 6 months old at least, and get a charge card first I think. If approved I will try for the bce right away. How does this sound?

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unless you are the type that likes to spend alot, and enjoys having AF cards with no revolving option, then i would only go for their revolving products. if you don't mind the AF (im guessing you are good for AF), then you ought to go to their site and check out all of their cards. once you decide, then go to the co-brand website if you are interested in one of their co-brand cards and apply there. (the opening bonus offers are better).

[youngandcreditwrthy]

I'd get both!