02-05-2013 08:23 AM
I was already sitting on around 60% utilization, but was going to cut that down before my statement, due for the 9th. However, Comcast got in the way, and now my card is at like 98% utilization. How much is this going to hurt me? Will my util be reported across both cards or for each card?
02-05-2013 08:33 AM
02-05-2013 08:36 AM
90% brings your risk levels dramatically high.. it only hurts when your seeking more credit or if your lender is like Barclays.
Yes I know. I planned on applying for a couple more but those plans have been postponed. I'll be able to take care of everything after my statement and start fresh, again, but I just wanted to know exactly how bad it looked.
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.