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Don't worry about it! Your credit profile can still be strong without an AMEX. Continue to grow the cards that you already have and don't sweat the AMEX denial. It's their loss, not yours!
@shaun2009 wrote:
I have to agree with the above poster because you clearly have an IT, Freedom and CSP so lol.... strong in my opinion i only got amex for backdating purposes i dont even use mine as i have Sams Club and no longer use Costco .. Im gonna close it before teh next AF hits...
Thanks for the support !
@MissMoni223 wrote:Don't worry about it! Your credit profile can still be strong without an AMEX. Continue to grow the cards that you already have and don't sweat the AMEX denial. It's their loss, not yours!
Thanks that lifts up my mood
@Anonymous wrote:
@MissMoni223 wrote:Don't worry about it! Your credit profile can still be strong without an AMEX. Continue to grow the cards that you already have and don't sweat the AMEX denial. It's their loss, not yours!
Thanks that lifts up my mood
i am an bit negative on amex, but for different reasons. Next time you app for an amex charge make sure its not the Green, go for prg signup bonus+bonus spending trumps the Green card imo.
@Anonymous wrote:
I just applied for the Amex green charge and I was denied... I'm so disappointed amex can't give me a chance
I wouldn't worry about it. Amex isn't the holy grail or anything. You have good and solid cards that you can build with. Honestly, most of my spend goes through my chase cards over my amex cards.
@red259 wrote:
@Anonymous wrote:
I just applied for the Amex green charge and I was denied... I'm so disappointed amex can't give me a chanceI wouldn't worry about it. Amex isn't the holy grail or anything. You have good and solid cards that you can build with. Honestly, most of my spend goes through my chase cards over my amex cards.
For cash back options i think there are much better cards out there than amex cards. The only debate comes when you compare reward programs. I think amex has two of the top 3 flight reward programs. SPG is probably the best one out there as far as points value go, and MR is probably third behind chase UR. I agree with Red that they are one of the cards on this forum that gets way too much love. There are some perks with having an amex card, but its not an mandatory card to have.
@mongstradamus wrote:
@red259 wrote:
@Anonymous wrote:
I just applied for the Amex green charge and I was denied... I'm so disappointed amex can't give me a chanceI wouldn't worry about it. Amex isn't the holy grail or anything. You have good and solid cards that you can build with. Honestly, most of my spend goes through my chase cards over my amex cards.
For cash back options i think there are much better cards out there than amex cards. The only debate comes when you compare reward programs. I think amex has two of the top 3 flight reward programs. SPG is probably the best one out there as far as points value go, and MR is probably third behind chase UR. I agree with Red that they are one of the cards on this forum that gets way too much love. There are some perks with having an amex card, but its not an mandatory card to have.
The value of SPG points are good but they are a lot harder to earn due to lack of cards that you can get signup bonuses with as well as limited bonus categories, especially when compared against Chase URs.
@red259 wrote:
@mongstradamus wrote:
@red259 wrote:
@Anonymous wrote:
I just applied for the Amex green charge and I was denied... I'm so disappointed amex can't give me a chanceI wouldn't worry about it. Amex isn't the holy grail or anything. You have good and solid cards that you can build with. Honestly, most of my spend goes through my chase cards over my amex cards.
For cash back options i think there are much better cards out there than amex cards. The only debate comes when you compare reward programs. I think amex has two of the top 3 flight reward programs. SPG is probably the best one out there as far as points value go, and MR is probably third behind chase UR. I agree with Red that they are one of the cards on this forum that gets way too much love. There are some perks with having an amex card, but its not an mandatory card to have.
The value of SPG points are good but they are a lot harder to earn due to lack of cards that you can get signup bonuses with as well as limited bonus categories, especially when compared against Chase URs.
I agree that but i would use SPG for the non categorized spending that other cards don't cover. If I had all the cards i want for travel rewards break down would go like this Chase UR for dining and online shopping, EDP or PRG for gas and groceries, and SPG for everyday spending.
Back on topic to amex as an whole, i am an bit down on them because they don't seem interested in wanting me to get any of their cards or keep them.