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Regular Contributor
Posts: 217
Registered: ‎09-25-2012
0

Re: Just did my very first app spree. Results are in!

Congrats! Very nice starting credit limit.

TU 746 (10/13)
GOAL: 750+






Frequent Contributor
Posts: 359
Registered: ‎04-28-2012
0

Re: Just did my very first app spree. Results are in!

I just remembered Monday is a holiday! I guess I will have to wait until Tuesday to call them.
TU: 755 (5/13/15) | EQ: 758 (6/1/15) | EX: 765 (6/1/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $10,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Established Member
Posts: 54
Registered: ‎08-10-2012
0

Re: Just did my very first app spree. Results are in!

Congrats!!  Good for you Smiley Happy  Great starting CL with Discover

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
Score: 702 (Discover approval 08/03)
Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!
Established Contributor
Posts: 569
Registered: ‎09-10-2012
0

Re: Just did my very first app spree. Results are in!

Well yeah, the limit for Dicsover is really nice. Mind sharing your income with us?

Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (16,200) | Citi DCB (7,000) | CapOne (7,000) | Chase Freedom (6,300) | Walmart (4,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)


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Frequent Contributor
Posts: 359
Registered: ‎04-28-2012
0

Re: Just did my very first app spree. Results are in!

Between 30 and 40k.  But 2 things I have going for me are that I have no debt or loans whatsoever, and my rent is only 15% of my income, so I'm low risk in that sense.

TU: 755 (5/13/15) | EQ: 758 (6/1/15) | EX: 765 (6/1/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $10,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Established Contributor
Posts: 569
Registered: ‎09-10-2012
0

Re: Just did my very first app spree. Results are in!

I will never understand the underwriting. I have one months more history and more then double your income and did get half of your limit. Okay I had more Inq on me EQ due to joining my credit union.

 

Nevertheless, let us do some happydance and party to be in prime land Smiley Very Happy they will grow with us for sure.

Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (16,200) | Citi DCB (7,000) | CapOne (7,000) | Chase Freedom (6,300) | Walmart (4,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)


Established Contributor
Posts: 985
Registered: ‎09-10-2012
0

Re: Just did my very first app spree. Results are in!

Congrats on your spree outcome! Nice starting limit with discover!!!

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Frequent Contributor
Posts: 359
Registered: ‎04-28-2012
0

Re: Just did my very first app spree. Results are in!

Yeah, I had no inqs on my EQ and I think that's the one they checked since they haven't shown up on my TU report yet.  Very excited to have a couple of prime cards at this point in the game!

TU: 755 (5/13/15) | EQ: 758 (6/1/15) | EX: 765 (6/1/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $10,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Established Contributor
Posts: 569
Registered: ‎09-10-2012
0

Re: Just did my very first app spree. Results are in!

Yes looking forward to my first pre app in the mail ... which is not from CapOne or even worse CreditOne Smiley Very Happy

Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (16,200) | Citi DCB (7,000) | CapOne (7,000) | Chase Freedom (6,300) | Walmart (4,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)


Established Contributor
Posts: 797
Registered: ‎05-01-2012
0

Re: Just did my very first app spree. Results are in!

You may want to call today. I was able to recon with Chase on a Sunday.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

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