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New Member
iwillNOTlose
Posts: 2
Registered: ‎07-16-2008

Lower store CC APR?

Is it possible to lower a department store cc APR such as Macy's or Old Navy?

 

Thanks guys!

Mega Contributor
Creditaddict
Posts: 16,883
Registered: ‎10-23-2007

Re: Lower store CC APR?

No.

Walmart and Nordstrom are the only ones I know that have tiers for better rates. 

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Senior Contributor
score_building
Posts: 3,466
Registered: ‎01-10-2008

Re: Lower store CC APR?

typically no.

 

exceptions:

Dell

Nordstrom

Walmart

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (WALMART)

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