Reply
New Member
iwillNOTlose
Posts: 2
Registered: ‎07-16-2008

Lower store CC APR?

Is it possible to lower a department store cc APR such as Macy's or Old Navy?

 

Thanks guys!

Mega Contributor
Creditaddict
Posts: 18,905
Registered: ‎10-23-2007

Re: Lower store CC APR?

No.

Walmart and Nordstrom are the only ones I know that have tiers for better rates. 

Fico Scores: EQ 657 Cabelas, TU 665 GE, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Senior Contributor
score_building
Posts: 3,513
Registered: ‎01-10-2008

Re: Lower store CC APR?

typically no.

 

exceptions:

Dell

Nordstrom

Walmart

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+