Credit Cards Center Credit cards from our partners
Super Contributor
Posts: 8,180
Registered: ‎05-23-2009

Re: Lowest APR?

First Command Bank Platinum Visa 6.25% (prime +3%). 




Regular Contributor
Posts: 120
Registered: ‎12-09-2012

Re: Lowest APR?

11.49% Chase Slate Visa

FICO 750+ on each CRA - 6 cards for a total CL of $181,400 Gardening Since 7/14/2016
Frequent Contributor
Posts: 428
Registered: ‎01-21-2012

Re: Lowest APR?

[ Edited ]

Barclay Ring - 8%... for purchases, cash, and balance transfers! Also NO BT FEE!  --- No membership requirement! 


BFG FCU Visa - 8.99% for purchases, cash, and balance transfers NO BT FEE!


Towpath Credit Union Visa - 9.99% for purchases, cash, and balance transfers. NO BT FEE!

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Posts: 95
Registered: ‎12-24-2011

Re: Lowest APR?

15.24% (Prime + 11.99%) on my Citi Forward Student card.


My Discover (soon to be) it card will be 16.24 starting with my next statement; it was 17.99%.

Cards: CitiForward for Students (2K, opened 8/2009), Discover it (2K, opened 7/2010), AMEX BCE (1k, opened 12/2010), Capital One Quicksilver (4.5k, opened 11/2011), Chase Freedom (1.5k, opened 8/2014)

AMEX Platinum (NPSL, AC arrangement, added 12/2011), Citi AAdvantage AMEX (9k, AU, backdated to 9/2008)

Scores: TU 667, EQ 651

In the Garden since 8/8.
Valued Contributor
Posts: 1,621
Registered: ‎09-15-2012

Re: Lowest APR?

12.99% on Chase Freedom

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Valued Contributor
Posts: 1,321
Registered: ‎09-22-2009

Re: Lowest APR?

8.0% on Barclay Ring Mastercard.

9.24% on Ameriprise World Mastercard.

9.99% on BOA Power Rewards Visa.



EQ Fico 8 - 848
TU Fico 8 - 848
EX Fico 8 - 846
Valued Contributor
Posts: 2,029
Registered: ‎11-17-2012

Re: Lowest APR?

7.9% on my Orchard Bank Secured card

Capital One Quicksilver WMC $20k | JCPenney Platinum $10k | Shell Drive for Five $800 | Chase Freedom VS $5k | TD Bank Easy Rewards VS $5k | Chase Sapphire VS $14.8k | American Express Blue Sky $13.7k | Discover IT $24k | SavingStar American Express $14.8k | American Express BCE $11.3k | Macy's American Express $7.2k | Capital One BuyPower WEMC $7.5k FICOS: EX 793 EQ 746 TU 769 VantageScore 3.0: EX 760 EQ 756 TU 760
Established Contributor
Posts: 513
Registered: ‎12-07-2012

Re: Lowest APR?

9.99% on both PenFed cards.

Amex BCE $18,000 | BofA Power Rewards WMC $25,000 | Chase Freedom VS $15,000 | Chase IHG $1,000 | Discover It $7,900 | Local CU Visa $3,500 | PenFed Platinum Rewards VS $9,500 | Saks Store Card $3,000 | Saks WEMC $8,000
Frequent Contributor
Posts: 292
Registered: ‎01-17-2009

Re: Lowest APR?

chase freedom  @ 9.76%

BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Senior Contributor
Posts: 3,862
Registered: ‎01-10-2008

Re: Lowest APR?

Chamu 5.24

Boa 6.24

Barclays 8.XX

CFCU 8.50 


(Pen Fed 4.99 its a BT APR but for the life of the balance, so figured it could be an honorable mention.)

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.