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All,
Which unsecured NFCU CC normally has the best odds of approva, nRewards or GoRewards? I'm in the process of settling a couple of TLs, which I'm hoping will finally boost my scores to the low 600s. Already a NFCU member and I am anxious to get one of their awesome CCs.
My UTL will be below 9% before I apply. Thank you.
@OneDay_750 wrote:All,
Which unsecured NFCU CC normally has the best odds of approva, nRewards or GoRewards? I'm in the process of settling a couple of TLs, which I'm hoping will finally boost my scores to the low 600s. Already a NFCU member and I am anxious to get one of their awesome CCs.
My UTL will be below 9% before I apply. Thank you.
all the exact same except flagship which has minimum of $5k.
@OneDay_750 wrote:
Min $5K credit line, meaning higher/better scores needed?
meaning if you are worried about being approved, don't apply for the only one that requires the $5k min.
I applied for the unsecure nRewards card and I think at the time my credit was in the upper 500's and I got approved for a $1,000 CL. I do have a direct deposit with them I am not sure if that made a difference or not. My credit limit now is $10,000 and it have been over a year that I had the nReward card.
That's very reassuring. I just reach my first 600, but it was in EX. Once I settle some old debt, I hope my EQ score will cross that tresshold, so I can apply. I would be delighted with a $5K CL to start with. Currently my highest CL is a $7K Star Card and a $1K secured USAA CC.
Thank you everyone.