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PSECU LOC

Mega Contributor

PSECU LOC

If you currently have a PSECU Visa can you add a LOC to make the combo or do you have to apply for that separately?




EQ FICO 548 3/3/16
5 REPLIES
Valued Contributor

Re: PSECU LOC


LS2982 wrote:

If you currently have a PSECU Visa can you add a LOC to make the combo or do you have to apply for that separately?


I think that is automatic. Log on to your account and you should see both Visa and PSL there. That is what shows up for me... Two seperate line items.

Ray

** Every Card has a Job, and Every Card does its Job **
Mega Contributor

Re: PSECU LOC


RockinRay wrote:

LS2982 wrote:

If you currently have a PSECU Visa can you add a LOC to make the combo or do you have to apply for that separately?


I think that is automatic. Log on to your account and you should see both Visa and PSL there. That is what shows up for me... Two seperate line items.


I dont have the PSL, I was only approved for the Visa.

 




EQ FICO 548 3/3/16
Regular Contributor

Re: PSECU LOC

You can add the psl to make it a combo but you will go through the entire process just as if you were applying for a new line, it will be another hard pull and all that.  You wont have any problem getting approved since it will use the same credit line as the visa, but unfortunately they do make you apply all over again.

 

 


Starting Score: TU 608, Eq 618
Current Score: TU 797 Eq 792, Ex 805 (psecu)
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Frequent Contributor

Re: PSECU LOC

I just app'd for it. I had app'd for it as one application. They called it the Combo Visa/Personal Service Loan

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Regular Contributor

Re: PSECU LOC


jd5189 wrote:

I just app'd for it. I had app'd for it as one application. They called it the Combo Visa/Personal Service Loan


Did your Visa open date change with new app. or did it remain the same as it was when you opened it originally? 

Starting Score 630 Score: Current FICO Scores: All above 725 (04/01/2015)
Sallie Mae World MC 9k; Chase Freedom 6.5k; CareCredit 13.2k; Amex BCP 21.8k;Amex PRG; BOA123 Visa Sig 20k; CapOne WMC 7.5K; CSP Visa Sig 2K; Citi Simp Visa 6.9k; CFCU Visa 17k; Discover IT 7K; JCP MC 8K; Macys Amex 7.5K/2k; PSECU Visa/PSL 20/20K; SamsClub MC 20k; Walmart 10k