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Pre-approval Limits

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Crashem
Valued Contributor

Re: Pre-approval Limits

Yeah, regular credit card like blue. Personally, recommend bce/bcp or Starwood. should have nice signup bonus on bce/bcp available. For you it's almost no brainer as the card will be backdated to opened in 1998 so your aaoa should be helped. Cli policy should help push your limits up. Once Amex card is high limit you can can chase for hp cli and see what they say.
               LIMITS IN CARD DESCRIPTIONS
Message 11 of 34
xiownthisplacex
Frequent Contributor

Re: Pre-approval Limits

Thanks for the valuable info Crashem, highly appreciate it!

Message 12 of 34
xiownthisplacex
Frequent Contributor

Re: Pre-approval Limits

So I applied for the AMEX BEC and said that my accounts needs further review and I will be notified 14 days in the mail. This means I was denied right? I wonder why though :/

Message 13 of 34
Crashem
Valued Contributor

Re: Pre-approval Limits

Nah. Pretty common. Go google search Amex application status and check.
               LIMITS IN CARD DESCRIPTIONS
Message 14 of 34
Anonymous
Not applicable

Re: Pre-approval Limits


@xiownthisplacex wrote:

So I applied for the AMEX BEC and said that my accounts needs further review and I will be notified 14 days in the mail. This means I was denied right? I wonder why though :/


No, not necessarily.  I got that message and was approved when I checked the status of the application.  There's a way to check the status of your application online, search the Amex website for "application status" or such and you should find it.

Message 15 of 34
xiownthisplacex
Frequent Contributor

Re: Pre-approval Limits

Lol, thanks guys:

 

06/23/12 BLUE CASH EVERYDAY(SM) Approved

 

Doesn't show my limit though, anyway to find that out Smiley Happy

Message 16 of 34
LS2982
Mega Contributor

Re: Pre-approval Limits


@xiownthisplacex wrote:

You mean a credit card AMEX rather than a charge carde, like Blue?


I agree with going for an AMEX revolver.

 

EDIT: CONGRATS on your BCE approval!!!




EQ FICO 548 3/3/16
Message 17 of 34
xiownthisplacex
Frequent Contributor

Re: Pre-approval Limits

Thanks LS2982, I just need to find out what limit they gave me lol

Message 18 of 34
Iamien
Established Member

Re: Pre-approval Limits

Only way to find out your Credit Limit before getting the welcome kit is to call and ask.  Never hesitate to contact Amex customer service.  Nicest reps ever.

733 TU (08/21/2013)
Amex BCE($20,000): 3% Groceries - 2% Gas - 2% Department Stores
US Bank Cash+($9,500): 5% Fast Food - 5% Cellphones - 2% Resteraunts
Chase Freedom($4000): 5% Rotating
CapOne QuickSilver($30,000): 1.5% Everything
Citi Double Cash($12,500): 2% Everything.
Lowes($2,400) 5% off Lowes.
Message 19 of 34
Crashem
Valued Contributor

Re: Pre-approval Limits

Yeah call for limit. Remember 61 days for first cli. Then you can thank me Smiley Happy
               LIMITS IN CARD DESCRIPTIONS
Message 20 of 34
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