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Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008
0

Secured Card CLI???

So I logged into my HSBC/Orchard secured account today, and I noticed something I have not seen before, a button to ask for a Credit Limit Increase.

 

The card is still secured. I was under the impression the only way to get an increase is to pay for one. (As in add funds to the account.)

 

Has anyone else with an Orchard secured received a CLI by just asking for one?

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Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Secured Card CLI???

I'd have to dig around, but I have seen at least one other post where someone did actually receive a CLI on a secured Orchard. Also saw the same for a secured (either full or 99/500) for BofA.

I also have the secured Orchard and the Luv button has been on mine since day 1. But I never clicked it. Want to close this TL anyway.
Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008
0

Re: Secured Card CLI???

Thats just too weird. Why not just unsecure it for us if they will let us try for an unsecured increase.
____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Super Contributor
concorduser
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Secured Card CLI???

CLI button on the website does not mean any thing. Press and see if you get CLI. When I had BOA 99/500 account I used to keep pressing the CLI button and I used to get letter stating the account is not eligible for CLI. Press the button and see what happens. I am sure it would say your account is not eligible or contact CSR or some thing similar message.
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Secured Card CLI???


concorduser wrote:
CLI button on the website does not mean any thing. Press and see if you get CLI. When I had BOA 99/500 account I used to keep pressing the CLI button and I used to get letter stating the account is not eligible for CLI. Press the button and see what happens. I am sure it would say your account is not eligible or contact CSR or some thing similar message.

 

Correct.

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Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008
0

Re: Secured Card CLI???


concorduser wrote:
CLI button on the website does not mean any thing. Press and see if you get CLI. When I had BOA 99/500 account I used to keep pressing the CLI button and I used to get letter stating the account is not eligible for CLI. Press the button and see what happens. I am sure it would say your account is not eligible or contact CSR or some thing similar message.

 

Thats a bummer. I almost got my hopes up that an unsecured message was coming soon.
____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Senior Contributor
score_building
Posts: 3,577
Registered: ‎01-10-2008
0

Re: Secured Card CLI???

how long does it take for Orchard to unsecure?
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Valued Member
samantha1178
Posts: 27
Registered: ‎02-19-2009
0

Re: Secured Card CLI???

I think I remember reading that they almost never unsecure.
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