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New Member
Mymustangconv
Posts: 6
Registered: ‎08-21-2012

Shocked Approval - Amex Zync

I just thought I would give it a try without any real hope of getting approved for it and somehow the AMEX gods smiled down on me!!!!  As of today, the FAKO score I have on CreditKarma is 599 ( updated recently) and my FICO from Walmart is 659 (doesn't include one new CC that hit my report that brought my FAKO down to 599).  I'm at 71% UTI (I know it's high but slowly being paid down) and have 6 inquiries showing.  Average age with the few new cards I opened is now around 2 years with the longest being 7 1/2 (Perfect payment history).  My only other Major CC is a Cap One.

 

I think this goes to say that if you don't care about the hard pull going on your credit report.....amazing things could happen with Amex

New Contributor
LilNYC
Posts: 184
Registered: ‎07-08-2012

Re: Shocked Approval - Amex Zync

Congrats! $500 limit or NPSL?

Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
New Member
Mymustangconv
Posts: 6
Registered: ‎08-21-2012

Re: Shocked Approval - Amex Zync

500 limit.  I wish it was NPSL but all I really care about at this point is the member date for down the road.  I could always prepay or do multiple payments per month to get around the 500 limit

Contributor
migo13
Posts: 87
Registered: ‎08-17-2012

Re: Shocked Approval - Amex Zync

Nice job! I was recently approved for the 500 as well, and am eagerly awaiting it to arrive. What is a Walmart FICO?
New Contributor
mrcrush20
Posts: 113
Registered: ‎05-06-2012

Re: Shocked Approval - Amex Zync

with the wallmart card issued by GE you can get a monthly TU98 Fico score by going paperless. if you shop at wallmart and pay in full every month i would get it. 

 

Congrats on the amex! cant wait to get mine in the mail should be anyday now...






Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: Shocked Approval - Amex Zync


mrcrush20 wrote:

with the wallmart card issued by GE you can get a monthly TU98 Fico score by going paperless. if you shop at wallmart and pay in full every month i would get it. 

 

Congrats on the amex! cant wait to get mine in the mail should be anyday now...


that is a tu08 score, not tu98

               LIMITS IN CARD DESCRIPTIONS
New Member
Mymustangconv
Posts: 6
Registered: ‎08-21-2012

Re: Shocked Approval - Amex Zync

Why thank you!

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