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Switching a chase card

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johnnie23g
Established Member
‎05-21-2012 08:50 PM
‎05-21-2012 08:50 PM

Switching a chase card

Will Chase allow me to switch my Freedom to a Marriot rewards card without any kind of hard pull? My freedom is almost exactly the same as my discover and would like some variety of cards.

experian -725 5/21/2012 Equifax- 734 Trans Union 725 3/31/2012
Trans Union Discover HP - 766 8/31/12

CC- Amex Blue 24.5g, Merrill Lynch + 25k, Chase Freedom 3.5g, Discover 6g, Citi Diamond Prefered 5.9k, Citi Sears 6k, Home Depot 5k

Charge Card- Home Depot 5k,
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ajh5408
Contributor
‎05-21-2012 09:05 PM
‎05-21-2012 09:05 PM

Re: Switching a chase card

As a rule of thumb, you can't move into or out of most affinity products.

 

That having been said, the Freedom can generally be converted to Sapphire, Sapphire Preferred, or Select.

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jordanmedical
Established Contributor
‎05-22-2012 02:55 AM
‎05-22-2012 02:55 AM

Re: Switching a chase card

Correct, we don't do product changes from a brand to a partner card.
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

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