I have a question...........
If I would like to increase my US Bank secured card CL, do they do a hard pull on CR? Was wondering this because there is no way to do it online and no
information on their site regarding this..
I did the same thing recently to my secured US Bank card. When I inquired, here is the email I received. I can confirm they do a HP even when you send in a cashiers check for the increase.
Good morning and thank you for contacting U.S. Bancorp Service Center, Inc. via our Website.
We understand that you would like instructions on how to increase the credit limit on your account. Please send us a cashier's check or money order for your desired increase amount. You may request the increase in $100.00 increments, up to a maximum credit limit of $5,000.00. Also, please include the following in your request: your name, account number, address, individual annual income, your monthly housing payment, whether you own or rent your home, signature, and the dollar amount of the requested increase. Additionally, we will pull a copy of your credit bureau report. Please be aware that your account must be in good standing and open for six months before a credit limit increase can be processed.
Please mail your request to the following address:
P.O. Box 6363
Fargo, ND 58125-6363
I just don't understand this HP to increase a secured card. Totally doesn't make sense.