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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Victoria Secret Approval!!!!

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‎02-01-2013 12:11 PM

Nice going, Congrats on the SP new account!
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Message 11 of 33 (688 Views)
 
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Regular Contributor
Rein
Posts: 122
Registered: ‎10-29-2012

Re: Victoria Secret Approval!!!!

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‎02-01-2013 02:44 PM

I just got approved for $500! So happy.. Thank you for sharing, I wouldn't have known..

Message 12 of 33 (663 Views)
 
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Regular Contributor
Rein
Posts: 122
Registered: ‎10-29-2012

Re: Victoria Secret Approval!!!!

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‎02-01-2013 03:05 PM

How did you know it's a soft pull? They just ask for the last 4 of my ssn. is that a soft or hard pull?

Message 13 of 33 (656 Views)
 
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Regular Contributor
wildbillcody
Posts: 113
Registered: ‎01-06-2009

Re: Victoria Secret Approval!!!!

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‎02-01-2013 03:20 PM

didn't happen for me.. :smileysad:

 

Lender pulled fico scores 4-11-2013
Equifax 651, Exp 628, TU 654
Message 14 of 33 (651 Views)
 
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Regular Contributor
Give_Me_Credit_Please
Posts: 181
Registered: ‎12-11-2012

Re: Victoria Secret Approval!!!!

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‎02-01-2013 04:02 PM

Congrats!!!! I'm happy for you and know hw you feel because the same happened for me!! I wouldn't of known it if it wasn't for this site and the helpful people here. When I was approved, I couldn't believe it either and was just as excited as you. Good luck and garden it well.

Message 15 of 33 (639 Views)
 
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Regular Contributor
mmmlive1999
Posts: 107
Registered: ‎12-18-2012

Re: Victoria Secret Approval!!!!

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‎02-01-2013 04:10 PM

Rein wrote:

I just got approved for $500! So happy.. Thank you for sharing, I wouldn't have known..

Sweet!!!

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU98 670/TU08 605, EQ 671,EX 610(Amex)
Goal Score: 700 by 6/2013

Wallet: Cap 1 plat-$300
Store Cards: Victorias Secret -$250, Walmart-$300 ( as of 2/3/2013)
Message 16 of 33 (638 Views)
 
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Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012

Re: Victoria Secret Approval!!!!

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‎02-01-2013 04:18 PM

Rein wrote:

How did you know it's a soft pull? They just ask for the last 4 of my ssn. is that a soft or hard pull?

With just the last 4 of ur SSN, thts a soft pull. 

 

Full info = Hard pull

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13
Message 17 of 33 (633 Views)
 
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Regular Contributor
Kartel34
Posts: 157
Registered: ‎05-01-2008

Re: Victoria Secret Approval!!!!

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‎02-01-2013 04:32 PM

Try for Buckle. I got approved for VS an Buckle ,not Express. Good luck and great job

Message 18 of 33 (628 Views)
 
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New Contributor
Kixforpa
Posts: 55
Registered: ‎12-21-2010

Re: Victoria Secret Approval!!!!

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‎02-01-2013 04:59 PM

I "pretend" to buy some stuff at VS BUCKLE AND EXPRESS and NADA..... I even made sure my pop-up blocker was disabled. Oh well!!... I was going to try to "pretend" to buy stuff as my husband lol....

~Rebuilding Our Lives~
Message 19 of 33 (620 Views)
 
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Venus4NU
New Member
Venus4NU
Posts: 1
Registered: ‎09-13-2012

Re: Victoria Secret Approval!!!!

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‎02-01-2013 06:29 PM

I just did this too and was preapproved for $300.  I didn't buy anything because the shipping was so expense and I have VS a few blocks from my house.  I was looking for a second card to add to my secured VISA I have reporting.  I only entered in the last 4 of my ss# so I hope that does in fact mean they only do a soft.  I only have one inquiry on each report and I want to keep it that way so I can hopefully refinance my house this summer.  My scores are sitting in the low 600's now and I am hoping to reach 650 by June.

 

Can anyone confirm that Victoria Secrets does in fact report to all the credit bureaus each month? If so, this will give me two credit cards reporting and I just finished rehabbing my student loans so that will add a loan payment to my mix too.  

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