Credit Cards Center Credit cards from our partners
Reply
Epic Contributor
Posts: 28,347
Registered: ‎10-23-2007
0

Von Maur Charge CL?

They seem to either set a fixed CL or do a bit of a floating charge account like Amex.

Does anyone have a card and what's your CL or the most you have ever had on the account?

I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Established Contributor
Posts: 631
Registered: ‎05-29-2011
0

Re: Von Maur Charge CL?

[ Edited ]

AFAIK its always been a float.  I've charged up to $2k in a month, and usually pay 90%.  I leave a balance to make sure it reports.  FWIW the folks at Von Maur credit are extremely friendly, and one of the only department stores left in the country that takes on their own financing (ie there's no bank to go through) And..I love the fact that there's never any interest, whether you carry a balance or not.

About $215,000 total credit among 11 cards
Epic Contributor
Posts: 28,347
Registered: ‎10-23-2007
0

Re: Von Maur Charge CL?

yes love that they back the card.

However it was not included in my ch 13 over 5 years ago but at some point during the bk I spent up over my usual so they had pulled credit and closed the account because of bk.  I paid them off even though they could not send me statements and when my bk closed they re-opened but put a credit line in place... I spoke to them today and she wanted to hard TU, I told her I would call back next month because my debt would be paid off and my car refinance is at the top of my list before Von Maur. But was just kind of curious what other people have found.

they seem to be more concerned about monthly payments vs CL.  I have never really paid more than minimum since no interest and I usually in past always spent enough to do 10 month club account, use to be over $300, now I believe it's over $500.

Anyway I have had up to a $350 montly payment before and that was about as high as they wanted to let me go at time.

I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Established Contributor
Posts: 631
Registered: ‎05-29-2011
0

Re: Von Maur Charge CL?

When I filed BK7 years ago, ('99 I think) I had my  lawyer draw up an agreement between myself and VonMaur, if I agreed to pay the account balance in full they would agree to keep the account open with no restrictions.  They held up their end of the bargain, and I've been using my account ever since.

About $215,000 total credit among 11 cards
Epic Contributor
Posts: 28,347
Registered: ‎10-23-2007
0

Re: Von Maur Charge CL?

yes I had a contact and she agreed as soon as BK was closed they would open and they did... just didn't expect the hard limit I got.

I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Von Maur Charge CL?

I applied for online. I got message application received and they will mail the letter to me with the status.

Epic Contributor
Posts: 28,347
Registered: ‎10-23-2007
0

Re: Von Maur Charge CL?

All Applications are Manually looked at... If you apply in store you literally watch the screen with a little back and forth sliding bar for 3-5 minutes while underwriting looks at your report... They are EXTREMELY relaxed with financing and will start you as low as $200 for 6 months and each increase until you get on a moving CL is a hard pull but they are super nice.  But I have had friends with terrible credit (540 TU) apply and get approved!

I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Super Contributor
Posts: 8,198
Registered: ‎03-25-2007
0

Re: Von Maur Charge CL?

Mine does not have a CL - it is just the highest I have ever used in a month (not much).  And they only report to 2 of the 3 CRAs - not EX if I remember correctly

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Member
Posts: 24
Registered: ‎03-17-2011
0

Re: Von Maur Charge CL?

We have one of these stores coming to GA.  I'd never heard of them before.  It looks like it's getting close to opening - I can't wait to check it out and maybe apply for their card.

Frequent Contributor
Posts: 399
Registered: ‎08-02-2011
0

Re: Von Maur Charge CL?

They're fancy... we have one here in Wichita at the mall but I never buy anything there because I can usually get something at JCPenney or Dillards for cheaper.


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.