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Was I wrong not to take preapproved offer?

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Anonymous
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Re: Was I wrong not to take preapproved offer?


@TURNERHOOVER wrote:

@scorewatcher7 wrote:

you should look at the date on the Diamond offer. It mightve timed out with the RSVP.  Regardless of having received the Diamond offer, there's no guarantee of approval and if your credit file changed in the meantime, it could have a negative effect on the whole process.  That being said, I think if you were 'approved' for Diamond, Simplicity should've been a no brainer. Especially because Simplicity is a points card with a higher base APR than Diamond (diamonds rewards are kinda stupid for my purposes, though I have the card...)  I would recon.


Definitely going to recon soon. 


@TURNERHOOVER,

 

Often times, a pre-approval with a code that comes in a mail can be a denial if your credit profile doesn't support it.  Those are often marketing techniques these CCC uses.  But like others have stated, recon and hope the best for you.

Message 11 of 11
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