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@plasticguy wrote:
BANK OF AMERICA
Address:
POB 17054
WILMINGTON, DE 19884
(800) 421-2110 Account Number:
Address Identification Number:
Status:
Open/Never late.
Date Opened:
02/2004 Date of Status:
10/2008 Reported Since:
03/2004 Last Reported Date:
10/2008
Type:
Revolving Terms:
N/A Monthly Payment:
Responsibility:
Individual
Credit Limit:
$67,500
I was just confused about the credit line on the BoA World MasterCard.
On 9-12-2008 (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=107194#M107194) you posted that this card had a $70,000 credit limit:
Transfer to Bank of America World MasterCard - XXXX 1.99%Fixed Until April 2009 Low APR1 Offer ID: CL3MWM366 Start Saving Today Consolidate high-interest balances at a promotional rate of 1.99%. This offer applies to qualifying balances through your statement closing date in April 2009. Additional restrictions may apply. Review the terms and conditions for complete details. Available Credit: $70,0000
Note: You really should inform Bank of America that there are only 4 zeros in $70,000.
@Anonymous wrote:
@plasticguy wrote:
BANK OF AMERICA
Address:
POB 17054
WILMINGTON, DE 19884
(800) 421-2110 Account Number:
Address Identification Number:
Status:
Open/Never late.
Date Opened:
02/2004 Date of Status:
10/2008 Reported Since:
03/2004 Last Reported Date:
10/2008
Type:
Revolving Terms:
N/A Monthly Payment:
Responsibility:
Individual
Credit Limit:
$67,500
I was just confused about the credit line on the BoA World MasterCard.
On 9-12-2008 (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=107194#M107194) you posted that this card had a $70,000 credit limit:
Transfer to Bank of America World MasterCard - XXXX 1.99%Fixed Until April 2009 Low APR1 Offer ID: CL3MWM366 Start Saving Today Consolidate high-interest balances at a promotional rate of 1.99%. This offer applies to qualifying balances through your statement closing date in April 2009. Additional restrictions may apply. Review the terms and conditions for complete details. Available Credit: $70,0000
Note: You really should inform Bank of America that there are only 4 zeros in $70,000.
Message Edited by psychic on 10-31-2008 12:04 PM
LOL
@Anonymous wrote:
@plasticguy wrote:
BANK OF AMERICA
Address:
POB 17054
WILMINGTON, DE 19884
(800) 421-2110 Account Number:
Address Identification Number:
Status:
Open/Never late.
Date Opened:
02/2004 Date of Status:
10/2008 Reported Since:
03/2004 Last Reported Date:
10/2008
Type:
Revolving Terms:
N/A Monthly Payment:
Responsibility:
Individual
Credit Limit:
$67,500
I was just confused about the credit line on the BoA World MasterCard.
On 9-12-2008 (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=107194#M107194) you posted that this card had a $70,000 credit limit:
Transfer to Bank of America World MasterCard - XXXX 1.99%Fixed Until April 2009 Low APR1 Offer ID: CL3MWM366 Start Saving Today Consolidate high-interest balances at a promotional rate of 1.99%. This offer applies to qualifying balances through your statement closing date in April 2009. Additional restrictions may apply. Review the terms and conditions for complete details. Available Credit: $70,0000
Note: You really should inform Bank of America that there are only 4 zeros in $70,000.
Message Edited by psychic on 10-31-2008 12:04 PM
plasticguy-
Another thing that perplexes me is that on 10-03-2008 you wrote (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=119515#M119515) :
How can a credit line that was $70,000 be increased to $67,500? That's clearly, a credit line decrease!
@plasticguy wrote:
Get A dictionary : look up the word " Changed" For the last time, I moved credit around between Merrill and BOFA. BOFA did not decrease my CL, I did. They were still showing $70K on the BT Offer. You're making such a big deal out of $2500. Give it a rest.
Actually, you used the word "changes," not "changed."
In your earlier post you only stated:
I made changes. I move my Credit line from the Visa Signature. It is no longer open. I moved to Merrill Lynch
You made no mention of moving credit from your World card to Merrill Lynch.
Thanks for clarifying that for us!!!
BOFA World Mc $67,500
Chase Freedom World $50,500
Chase Pro Biz $25,000
Citizens Bank RBS $25,000
Amex Blue $23,000
PNC Bank $22,500
Merrill Lynch $30,400,
GM HSBC Flexible Rewards $16,000
Discover $15,000
Citi Professional $15,000
Citi DIamond $10,000
HSBC Direct $12,500
Capital One $14,000
HSBC Platinum Cash $10,000
no one is perfect, we all make mistakes
@plasticguy wrote:
I'm really a nice person, why are you picking on me
I apologize if I appear that I'm picking on you!
I'm always very interested in posts from FICO High Achievers and/or members who have high credit lines. I generally examine these posts very closely.
I'd love to see you post in "Understanding FICO Scoring." Given your high scores, I'm certain other members would love to ask you about how you attained such high FICO scores. The next time you pull your credit reports, make certain to post a screenshot of your FICO scores on one of that board's FICO High Achievers threads.
I'm truly sorry if I offended you.