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Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: When You Apply.. What Income Do You Use?

I always put my base salary minus any bonuses since they fluctuate depends on the year.




Frequent Contributor
TheConductor
Posts: 491
Registered: ‎07-24-2012

Re: When You Apply.. What Income Do You Use?

"When you guys apply for a credit card.. Do you ever use your combined household income? Or just your personal income... Are you allowed to use your household income?"

 

Just live alone and never marry...then they're the same thing.  :smileyvery-happy:

 

 

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12)
Current: EQ 686 (myFICO 7/14/14), EX 694 (Prosper 7/17/14) , TU 691 (WalMart 7/11/14) Goal: 700+ x3
My Wallet: Amex BCP $30k, Chase CSP VS $12.2k, Amex Zync NPSL (> 10k), C1 Venture VS $5k, Amex SPG $4.5k, Barclaycard Apple V $2k, Walmart (Store) $1.6k, Chase Freedom V $1100, BoA Cash Rewards V $500, Best Buy Rewards MC $500
My Loans: Prosper $25k/36mo
Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: When You Apply.. What Income Do You Use?


TheConductor wrote:

"When you guys apply for a credit card.. Do you ever use your combined household income? Or just your personal income... Are you allowed to use your household income?"

 

Just live alone and never marry...then they're the same thing.  :smileyvery-happy:

 

 


Im actually proposing to my girlfriend tonight haha... BUT before we get married im going to run a credit check on her first :smileylol: She has to have low util and a min fico of 640 haha :smileytongue:

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:

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