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Who does Wells Fargo pull?

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mmmlive1999
Frequent Contributor

Who does Wells Fargo pull?

What CRA does WF pull for their unsecured cards? Also is it a HP or soft with them for CLIs? I have 2 HPs on each report right now, and would like to know in advance.

 Banking with them for 3 yrs and would like to give it a shot.

 

Thanks!!!


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: All 800's
Cap1 QS - $17k, Chase Southwest- $25k, Discover IT - $50k
Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Who does Wells Fargo pull?

I just opened an account there 2 days ago, they pulled Experian for me. I am in WA State.

Message 2 of 18
mmmlive1999
Frequent Contributor

Re: Who does Wells Fargo pull?


@Anonymous wrote:

I just opened an account there 2 days ago, they pulled Experian for me. I am in WA State.


thanks!


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: All 800's
Cap1 QS - $17k, Chase Southwest- $25k, Discover IT - $50k
Message 3 of 18
p-
Valued Contributor

Re: Who does Wells Fargo pull?

Here is California they pulled TU only for both Secured and an Unsecured CC apps in 2011, and all 3 for a Mortgage app in 2009.

Message 4 of 18
mmmlive1999
Frequent Contributor

Re: Who does Wells Fargo pull?

Thanks P-

 

Anyone in CO have one?


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: All 800's
Cap1 QS - $17k, Chase Southwest- $25k, Discover IT - $50k
Message 5 of 18
andre181
Established Contributor

Re: Who does Wells Fargo pull?

They pulled EX for my credit card (applied online) and TU for my auto loan (applied in branch)

 

They SP for CLIs UNLESS you want an instant decision, then they say its going to be a HP. But I've done it both ways and its always been SP for me.

 

I'm in Nebraska BTW.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 6 of 18
dodgerslv
Valued Contributor

Re: Who does Wells Fargo pull?

I have a secured CC through WF and ;here in NV they pulled Equifax and just noticed that they do my AR soft pull with Experian. Both of my parents applied and go approved for their unsecured card and they pulled EQ for both of them.

gardening since 5/21/2016
Message 7 of 18
mmmlive1999
Frequent Contributor

Re: Who does Wells Fargo pull?

Thanks all this is helping...starting to see a trend with Experian


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: All 800's
Cap1 QS - $17k, Chase Southwest- $25k, Discover IT - $50k
Message 8 of 18
Anonymous
Not applicable

Re: Who does Wells Fargo pull?

I'm in Florida and they pulled EX.

Message 9 of 18
Anonymous
Not applicable

Re: Who does Wells Fargo pull?

I'm from Atlanta and they did TransUnion, although I'm from Miami before I headed here for college.

Message 10 of 18
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