Credit Cards

[bamagirl1]

i got an old navy card about almost 2 months ago..so last night i decided to get a gap card or so i thought..i got a 7-10 day msg about it...

i thought that if you had one it would be just as easy to get the other..but i guess not..

anyone else had this experience?

[tidbit1]

The inquiry and new card could have dropped your credit scores which could result in being declined..   or maybe the fact that they are all virtually the same card?  I have a Gap card and it works at Old Navy, Banana Republic, and Piperlime.

[kiyahsmom]

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bamagirl1 wrote:

i got an old navy card about almost 2 months ago..so last night i decided to get a gap card or so i thought..i got a 7-10 day msg about it...

i thought that if you had one it would be just as easy to get the other..but i guess not..

anyone else had this experience?

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CALL the # on the post left earlier re: pay/pal GEMB. I called and got results today. I had and similar situation with gap last week. but you have to call today if you applied today.

[bamagirl1]

kiyahsmom--

what happened to you? and i applied last night about 930 not today...what should i do? what did you have to do or say to them when you called?

[Changingmantra]

Several of us have been writing about this for weeks.  If you apply for a GEMB card and get the 7-10 day message, CALL THEM!  There is an identity verification glitch in their system!  I had the problem weeks ago... I had to call.. and for every card for which I applied and got the message (and one actual denial) it was clarrified over the phone and I was approved for the card!

[kiyahsmom]

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bamagirl1 wrote:

kiyahsmom--

what happened to you? and i applied last night about 930 not today...what should i do? what did you have to do or say to them when you called?

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I applied in store for a card and was denied. I got a letter a few days later saying they were unable to verify my identity. When i called the csr said they couldn't verify my phone #. Told that i could reapply with a different #. Called today and the csr was able to verify through my other GEMB account. Told me that it wasn't a problem that he would need to do another credit app, and everything was fine.

[bamagirl1]

i'm just wondering it i was denied for another reason bc i'm applied for gemb online and never had an issue until the gap card...what number should i call for gap card?

[concorduser]

Don't torture your self. Give them a call and find out.

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bamagirl1 wrote:

i'm just wondering it i was denied for another reason bc i'm applied for gemb online and never had an issue until the gap card...what number should i call for gap card?

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[kiyahsmom]

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bamagirl1 wrote:

i'm just wondering it i was denied for another reason bc i'm applied for gemb online and never had an issue until the gap card...what number should i call for gap card?

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866-246-4282 GEMB.