BOA advice

[Sunnybity]

Should I apply?  I got an offer for the platinum plus with a 0% apr for the first 12 billing cycles and no annual or balance transfer fee.  Any suggestions?  What credit score is required?

[Boswd]

If you are in the market to get a card, I say go for it.   It is one of their credit builders that is not a secured card.   Requirements are a little more relazed than their normal cards.   And if you get denied, odds are they will offer you the $99/$500 card.    I like BoA alot.  great customer service, great website for paying and such.  

I say go for it.

[Anonymous]

What is the 99/500 card?

[Sunnybity]

Yes, I am trying to improve my credit.  Thanks for the info.

[Boswd]

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krhall72 wrote:

What is the 99/500 card?

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It's their semi-secured card.   You put down $99 and you get a $500 credit limit.

[Sunnybity]

got approved with 1500 CL. Thanks again for the advice.

[Anonymous]

Do you know what CRA they pulled from?

[smallfry]

I did the soft pull what card do you recommend at BOA last night. They offered me the $300 secured card. LOL.

[Sunnybity]

I got an alert from Experian that BOA did an inquiry so I will assume Experian.

[Anonymous]

Can I ask: What are your FICOs?