Any have any luck getting a late removed from them? I have sent 2 GW letters and have gotten the same letter back from them each time basically saying the reporting is correct , also I sent each one to a different address. Should I keep sending them letters ? If so then how often ?
sometimes you get those letters so that the creditor can cover their tracks....but if you dispute with the CRAs and the creditor has your GW letter on file, sometimes they simply won't respond....and the lates will be deleted that way.
i have a question, i was recently car shopping and i wanted to get pre-approval to find out how much i could spend and what my percentage will be. Well i went to capital one, but it looks like they ran my credit twice. once on 12/29 and then again on 12/30. with multiple inquiries this dropped my credit score about 50 points. Does capital one normally run your credit twice? Or do i need to dispute this? Is this something to worry about?
Even if the inquiries were done a day apart, that should not be the reason your score dropped 50 pts.... Multiple auto loan inquiries done within 2 wks should only count as one.
