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Established Contributor
johnpalley
Posts: 540
Registered: ‎06-20-2007
0

Re: Judgement Removed

anyone know how long a judgement stays on you report before in gets deleted in massachusetts?
Moderator Emeritus
Posts: 11,562
Registered: ‎08-29-2007
0

Re: Judgement Removed

Child support judgments: Remain seven years from the date the judgment is filed.

Civil and small claim judgments: Remain seven years from the date the judgment is filed.
 


johnpalley wrote:
anyone know how long a judgement stays on you report before in gets deleted in massachusetts?


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Established Contributor
johnpalley
Posts: 540
Registered: ‎06-20-2007
0

Re: Judgement Removed

sidewinder . thanks
Established Member
nancyb10
Posts: 16
Registered: ‎07-11-2008
0

Re: Judgement Removed

I had 2 judgements removed because I kept disputing them because I went bankrupt, I am also new to this boared and I am hooked thans for all the great advise.
Frequent Contributor
nathan
Posts: 411
Registered: ‎04-18-2007
0

Re: Judgement Removed

My 7 yrs old judgement got removed from exp and I lost 10 points. It looks like the judgment may have been helping than hurting my score.
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Judgement Removed



nathan wrote:
My 7 yrs old judgement got removed from exp and I lost 10 points. It looks like the judgment may have been helping than hurting my score.



A judgment can't help anyone, something else must have changed
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Frequent Contributor
nathan
Posts: 411
Registered: ‎04-18-2007
0

Re: Judgement Removed

Trust me, i went through my report thoroughly and nothing changed but the fact that the judgement is gone. I check true credit daily.
New Visitor
Valerie64
Posts: 2
Registered: ‎08-12-2008
0

Re: Judgement Removed

How did you do that? I have one judgement and I just settled it recently but EQ and TU wouldnt take it out. What steps did you take? This is the only thing that is holding me back on getting a mortgage. Any advice would be appreciated.
 
THANKS!
 
Btw, congrats on getting them removed!
New Visitor
Valerie64
Posts: 2
Registered: ‎08-12-2008
0

Re: Judgement Removed

I took care of mine recently but I havent had TU or EQ take it out. I called the courthouse and asked who filed the judgement against me. I then asked for their number and I called and asked if I can settle for less. They accepted. I owed $1200 but the accepted $800. Although I had to mail it with in a week. They asked for my checking account info but I refused to give it up simply because they can take the whole amount that I owed and I really didnt have any money for it. So if you are contemplating if you are going to pay, make sure you pay with a cashiers check or money gram.
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Judgement Removed


nathan wrote:
Trust me, i went through my report thoroughly and nothing changed but the fact that the judgement is gone. I check true credit daily.



Was that your last public record? If so, you were assigned to a new score bucket, where people don't have public records, and your scores dipped briefly as you are now compared against a new batch of consumers, many of whom have a little better credit than you. Your scores should recover soon, and they now have the potential to go a lot higher.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

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