I am currently 27K in debt. This debt includes my car, student loan and $5000 in credit card debt. I have no money in savings except for retirement. I would like to have a breast reduction which will add an additional $4000 to my current total debt (part of the cost of the surgery will be paid for in cash).
I have a plan that would allow me to pay off all of my debt over the next 12-15 months.
Why surgery? Well, my breasts are basically too large for my body. I have always had large breasts and started development early and it has always been a concern for me since puberty. I have difficulty buying certain clothes, poor posture, etc.
So, my question is...given my current debt, and lack of savings, do you think it is a good time to have this surgery? Thank you for your advice!