Prosper just initiated reporting of both of my loans (closed and open) to Equifax on October 30. If this continues, it would mean they are finally providing full reporting to all three bureaus. Is anyone else seeing this as well?
Unfortunately, they are reporting the closed one incorrectly as an open account, but they are reporting the balance as zero and the payment history is correct. Good enough for +3 points to my EQ FICO for now. We'll see what happens once I get them to correct the account status.
Anyway, I'm curious to see whether other borrowers are also getting EQ reporting, in order to confirm that this is a system-wide policy change and not just a belated response to my support request some months ago which was flatly denied at the time with a boilerplate response.
Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),
