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That is good to know. My "Trans Risk Score" is 651. Add 125 to that. LOL..........
Sylviatob wrote:
When I first saw it, I was horrified, and pulled my FICO scores from right here. My FICO TU score was about 125 points higher than the TrashRisk score on the Juniper account page.
@Anonymous wrote:That is good to know. My "Trans Risk Score" is 651. Add 125 to that. LOL..........
@Anonymous wrote:
When I first saw it, I was horrified, and pulled my FICO scores from right here. My FICO TU score was about 125 points higher than the TrashRisk score on the Juniper account page.
To improve your score the following areas should be addressed: |
1. Too many accounts with a balance (Reason 50) |
2. No Adverse Factor (Reason 00) |
3. Revolving department store and clothing account balances are too high in proportion to credit limits (Reason 33) |
4. Length of time oldest bank revolving account has been established is too short (Reason 17) |
No #2? come on TU-
yes your transrisk score actually means the level of credit risk u are.
the lower that number is the less risk u really are. if its high then you are a high risk
for example my score is a 691 and my transrisk score is a 422 now when u dont make payments and are late with payments yor trans risk numbers will go up.
creditkarma gives this worthless score away too
@Anonymous wrote:yes your transrisk score actually means the level of credit risk u are.
the lower that number is the less risk u really are. if its high then you are a high risk
for example my score is a 691 and my transrisk score is a 422 now when u dont make payments and are late with payments yor trans risk numbers will go up.
This is completely incorrect. Transrisk is higher score = less risk just like all "risk" scores. There are a tiny number of scores that work the other way but they aren't any of the 100+ normal risk scores.
TU Transrisk Score is just another FAKO designed to give people some idea of their credit risk. I think it is completely useless. My TU Transrisk is 787, which is almost 50 points higher than my TU FICO 98. It also varies with tiny changes, while my TU FICO remains much more stable, almost immobile.