11-01-2007 10:37 AM
11-01-2007 10:47 AM
11-01-2007 03:38 PM
I already have ScoreWatch with myfico. What is TrueCredit? Is it worth it? Is it similar to ScoreWatch?
11-01-2007 04:00 PM
11-01-2007 05:34 PM
11-03-2007 06:48 PM
11-03-2007 07:28 PM
Again, it's what I said in the post immediately above yours: TrueCredit is great for frequent, up to daily, monitoring of all three credit reports:
TULO30 wrote:I don't understand why anyone would want to use truecredit when it is a FAKO, not a FICO? When I pulled my score and report on truecredit it was almost all incorrect and the score was 50 points off from my FICO score. IMO, it is a waste of time and money.
Don't get TrueCredit for the scores. Get it for daily reports. When you see something big hit all three reports, something you've been working on and waiting on, then you know it's worth the $$$ to pull your FICO scores. Even then, you might want to wait a couple of days. Sometimes the FICO reports aren't updated as quickly as the TC reports.
I would never get them for the scores or the advice. I use them STRICTLY as a source of frequent credit report viewing.
Seriously, I don't even look at the scores screen.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO