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Corporate Cell Phone - Collection on my CR

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fairclok
Contributor

Corporate Cell Phone - Collection on my CR

Hi All,

 

I'm helping my sister in her rebuilding journey.       She has a paid collection account with collection agency on her CR.     This was for a Corporate Cell Phone (TMobile).   in her name, but her company paid the bill, etc.   She works for a major financial institution in NY.   Her firm paid the collection without her even knowing she had the collection on her report.  

 

That said, her employer has confirmed it was their responsibiliy and is willing to write a letter to the Collection Agency to ask if they would kindly remove the account from her CR.      

 

What information should be included in this letter that her employer writes?   

 

Thanks in advance. 


Starting Score: Sept. 2012 EX FAKO 560; EQ FICO 590; TU FICO 576
2015 Score: Dec 2016 EX FICO 800; EQ FICO 790; TU FICO 810
Goal Score Met 2018: 825 or better on all 3


Take the FICO Fitness Challenge

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2 REPLIES 2
guiness56
Epic Contributor

Re: Corporate Cell Phone - Collection on my CR

Somebody had to send the collections to the CA in the first place in order to be on her report.

 

They would need to tell them that the account was erronously placed and they were responsible for the bill, not her.  Please remove all reporting from ALL CRAs.

 

Make sure she keeps a copy of that letter in case she needs it.

Message 2 of 3
fairclok
Contributor

Re: Corporate Cell Phone - Collection on my CR

Thanks. 

 

Yes.  TMobile sent it to collections.


Starting Score: Sept. 2012 EX FAKO 560; EQ FICO 590; TU FICO 576
2015 Score: Dec 2016 EX FICO 800; EQ FICO 790; TU FICO 810
Goal Score Met 2018: 825 or better on all 3


Take the FICO Fitness Challenge

Message 3 of 3
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