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Dispute Comments on Credit Report

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creditstalker
Frequent Contributor

Dispute Comments on Credit Report

Years ago I disputed a few items on my credit report online.  I notced that I have the following remarks.  Does it impact my credit?  Should I have it removed?  If so, how?

Dispute resolved—customer disagrees

Dispute Resolved - Consumer Disagrees
Current FICO 08 as of 06/01/2015 TU 648 EQ 624 EX 602
FICO Mortgage Scores TU 594 EQ 540 EX 642

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2 REPLIES 2
Anonymous
Not applicable

Re: Dispute Comments on Credit Report

I am not sure if it has any impact on your scores given the fact that dispute was resolved already.  Items marked as "Under Investigation" or "Disputed by Consumer-Reinvestigation in progress" may have bearing on your score since FICO excludes them from scoring until a determination is made. I have heard that financial institution reviewing applications of residential loans may want you to have those comments removed.

 

I am not right on the spot, experts may contribute their valued opinions. 

Message 2 of 3
creditstalker
Frequent Contributor

Re: Dispute Comments on Credit Report

Appreciate the Information.

Current FICO 08 as of 06/01/2015 TU 648 EQ 624 EX 602
FICO Mortgage Scores TU 594 EQ 540 EX 642

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