Rebuilding Your Credit

[Open123]

I was on experian's site, and can't seem to find a mailing address.  After a search, the one I came up with is this: 

EXPERIAN
PO BOX 9701
ALLEN TX 75013-9701

Can anyone verify this is current?

Also, I see a public record on my report dating back to 1997--a paid tax lien after an audit.  Am I assuming  correctly that this shouldn't be on there?

Thanks!

[llecs]

I don't have an EX report in front of me, but they do use a PO Box and they are based in TX. Allen sounds familiar too.

Per the lien, they are a bit nasty in that the CRTP clock doesn't start ticking until paid and then it's 10 yrs from that point.

[LIGHTNIN]

Some CRA's have different addresses for different issues like obtaining a CR,fraud unit or disputing something.

Also I just read last month, about the IRS new rules reporting to the CRA's

Check your pm's sending you an article,from last week.

[billpolack]

As a loan officer, we use this address. I've also included the phone number:

888-397-3742

Experian

P.O. Box 2002

Allen, TX 75013

[clemente21]

LIGHTNIN Could you also PM me that article?  Thank you.

[thecurious1]

Hi, I'm in the process of repairing my credit and husbands.  I saw your post about the Exp. mailing address and I was wondering if you could help me.  I sent letters to all 3 bureaus but I just found out that they may have more than one credit file.  I had to have them combined to have a successful investigation.   How does this happen under one social?