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I am really suprised how good getting my first instant approval felt!! It was only a Walmart store card, and the limit is only $700, but it's my first instant approval since this process started! (at least I'm guessing it's a store card and not a discover card)
I'm one step closer to prime-ville!
Congrats!
What are your scores?
My EQ FICO is 666, my last TU FICO was 600, but that was a few months ago. I'm not sure which Walmart pulled, I haven't gotten an alert yet. I may have been able to get this card earlier, but I'm seriously application gun shy because of rejections in the past.
I dont blame you... just got approved for a BoA CC 3K 2.5 weeks ago. I dont have my FICO score but my FAKO with USAA is EX 596 EQ 596 and TU 652 (was successful with getting 2 neg TLs removed by Cap1). I dont like rejections!!!
I may hold off with applying for 6months
Where did you pull your EQ and TU (Thanks for sharing)
Once again congrats
@AvaMommy wrote:I dont blame you... just got approved for a BoA CC 3K 2.5 weeks ago. I dont have my FICO score but my FAKO with USAA is EX 596 EQ 596 and TU 652 (was successful with getting 2 neg TLs removed by Cap1). I dont like rejections!!!
how did you get your neg tl with cap1 ? Would you mind to share with other ? and pm me your method and email address or address if you have any...and Congrat to your new walmart card post
It was a PIF CO, I sent them an email and they called. Asked for additional info and a couple of days later stated they will delete the neg TL. Ill PM the email I sent the GW letter to
@AvaMommy wrote:It was a PIF CO, I sent them an email and they called. Asked for additional info and a couple of days later stated they will delete the neg TL. Ill PM the email I sent the GW letter to
thank you but still wait for the info
What do you mean?
I pulled both FICO scores from this site. While rebuilding, I am using the ScoreWatch product from here for the EQ Fico and the quarterly monitoring for the TU98 (I think) FICO. This Walmart card will also give me access to a free monthly TU08 (I think) FICO, so that's good. I also use the USAA Credit Monitoring Premium service that allows me to pull all 3 reports every day.
My situation is definitely improving, but man it's hard to be patient!