05-16-2008 07:39 PM
maguff wrote:sorry this may be a stupid question but how do i PFD?
05-16-2008 10:02 PM
maguff wrote:all of the above what do i do. what is pay for deletion? who does it? what do i write? who do i write to? who do i pay? and how much?
05-17-2008 07:13 AM
maguff wrote:all of the above what do i do.what is pay for deletion?An offer of compromise to pay the debt in exchange for deletion from your credit report.who does it?You write it and send it to whomever is reporting on your credit report, the OC or CA.what do i write?There is a sample PFD here-who do i write to?To whomever is reporting on your credit report.who do i pay?Whomever owns your debt and is reporting on your credit report.and how much?Since you asking for them to do you a favor, it is generally a good idea to offer 100% but some don't.
05-18-2008 01:53 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.