I had a $21 bill from Gleason Diagnostics about two years ago when my daughter had a car accident. They said her foot was not broken and it was so I was being stubborn and not paying it not even thinking that they would turn me over to a CA. Well they did and I paid the collection agency directly (fool I know) but now it made my credit report drop 39 points for a stupid $21 bill that I should of disputed back then but never expected a $21 bill be turned in. Does anyone know how I can try to have this removed? I was doing so good in repairing my credit and I have to refinance my house next year (balloon payment, another foolish choice) and I am trying for the best credit score I can possilby get.
