Reply
Established Contributor
MBOhio2
Posts: 945
Registered: ‎02-07-2011
0

New Collection Account - Not Valid - Help!

A few years ago (2008), we moved out of an apartment and into a different apartment. At the time of the move, we called the gas company and discontinued service at the old apartment and connected service at the new apartment. All was fine until we received a gas bill from the old apartment that was for service extending about 3 months after we moved out. Thinking this would be an easy fix, I called the gas company and explained the mistake. They vehemently stated that this was our fault and the charged could not be removed. I fought with them provided a copy of our expired lease, etc and eventually, simply refused to pay the bill.

 

This gas account has never been reported to our credit reports.

 

A few days ago, we received a letter from a CA trying to collect this debt.

 

At this stage, what should I do? Try to call the gas company and argue again (maybe now that time has passed, they'll be more resonable) or should I do something directly with the CA? I have very little experience with CAs and need advice!

Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
Jan 2012 Current Scores: FICO EQ 604 FICO EX ??? TU98 623
Feb 2012 Goal Scores: EQ 620 EX 620 TR 620 (or just the middle to be 620!!)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}