Now What?

[indyccd]

I have paid everything off and somethngs have been deleted. ISM agreed to remove the 60 day late statement from their reportings and I have one judgement that has been satisfied but not yet reported. I have aquired a secure visa and have paid on time for two months now and have never been late on my car payment with Chase. Does anybody know how to get the reports frm the ca's off of my credit report, they are all showing a zero balance? Are there any suggestions that will help my score go up?

Thank you,

Carrie

[brownee]

Paid (or unpaid, for that matter) collections will stay on your report for seven years or so. You can send goodwill letters to them asking if they will delete them..short of that, there is really not much you can do to get them off unless they are medical collections.

[indyccd]

i do have three medical showing on there, and I am really confused over the HIPPA thing

[brownee]

Oh gosh, yeah HIPAA is so confusing BUT once you figure it out, it DOES work!! Take a gander at the medical bills section and look up how to do the HIPAA process. Good luck!!!