Reply
New Contributor
pengy_wi
Posts: 73
Registered: ‎04-10-2012
0

When does Equifax update?

I filed some disputes and the results came back on 5/7/12 and the PDF letter states that 3 items were going to be deleted but they are still there. When I go on the dispute site everyday to check up on them they are listed as "investigation in process, you will receive the results shortly" or something to that effect in a gray box right under the item. Do they only update reports once a month? There were a couple items in dispute that were validated and there are no comments under those, its just the ones the letter said were being deleted. TU and EX seemed to have updated just fine.

Established Contributor
pakman92
Posts: 650
Registered: ‎03-01-2012
0

Re: When does Equifax update?


pengy_wi wrote:

I filed some disputes and the results came back on 5/7/12 and the PDF letter states that 3 items were going to be deleted but they are still there. When I go on the dispute site everyday to check up on them they are listed as "investigation in process, you will receive the results shortly" or something to that effect in a gray box right under the item. Do they only update reports once a month? There were a couple items in dispute that were validated and there are no comments under those, its just the ones the letter said were being deleted. TU and EX seemed to have updated just fine.


I don't think it a matter of when Equifax updates, but rather when the creditor notifies Equifax. some of the CRA's may be quicker in responding to creditors update, but I do not believe there is a set date.

 


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
New Contributor
pengy_wi
Posts: 73
Registered: ‎04-10-2012
0

Re: When does Equifax update?


pakman92 wrote:

pengy_wi wrote:

I filed some disputes and the results came back on 5/7/12 and the PDF letter states that 3 items were going to be deleted but they are still there. When I go on the dispute site everyday to check up on them they are listed as "investigation in process, you will receive the results shortly" or something to that effect in a gray box right under the item. Do they only update reports once a month? There were a couple items in dispute that were validated and there are no comments under those, its just the ones the letter said were being deleted. TU and EX seemed to have updated just fine.


I don't think it a matter of when Equifax updates, but rather when the creditor notifies Equifax. some of the CRA's may be quicker in responding to creditors update, but I do not believe there is a set date.

 


It's not a case of the creditor notifying them, the letter is directly from Equifax stating they are being deleted as a result of disputes. 

Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
0

Re: When does Equifax update?

I am having the same issue with equifax, well sort of. I have a collection that is supposed to be deleted on all three bureaus. It seems to be gone off Experian and Transunion. I originally had two collections listed on equifax. Under collections, it lists the quantity of collections as being 1,  but when I click on it there are two collections showing (one that should be deleted ). I have the same thing 'under investigation'.

100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Frequent Contributor
UpmyscoreinFL
Posts: 293
Registered: ‎01-12-2012
0

Re: When does Equifax update?

I called equifax the other day. My attorney sent several debt validation letters directly to them. They received them may 15th. She said if they do not get a response in 30 days they will find in my favor and I will receive the update. I gave her my email address so I could receive the results by email. I called their corporate office number found in google and they transferred me to a human. A human in india I am pretty sure but hopefully I got correct information. I will know in a few weeks. I hope atleast a few things are found in my favor especially the paid collections that I have gotten nowhere with gw letters. One is only 25.00.
Equifax my fico 629
Transunion my fico 669
Experian fako 663
Valued Contributor
annielorie
Posts: 1,206
Registered: ‎02-19-2012
0

Re: When does Equifax update?

I like the foreign agents best. THey really understand the words of service. Keep us posted


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}